Last Updated: 07/28/2025
First Harvest Credit Union Platinum Mastercard® Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Variable APR)
18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
18.00%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
First Harvest Credit Union Platinum Mastercard® Credit Card Review
This is a card issued by First Harvest Credit Union. If you're wondering whether First Harvest Credit Union Platinum Mastercard® Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 18.00%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 3.0% balance transfer fee. First Harvest Credit Union Platinum Mastercard® Credit Card charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.0% every time you make a transaction outside the U.S.
Pros & Cons of First Harvest Credit Union Platinum Mastercard® Credit Card
| The Good | The Bad |
|
|
First Harvest Credit Union Platinum Mastercard® Credit Card FAQ
Does First Harvest Credit Union Platinum Mastercard® Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for First Harvest Credit Union Platinum Mastercard® Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.First Harvest Credit Union Platinum Mastercard® Credit Card has a variable purchase APR of 18.00%. The card has a variable balance transfer APR of 18.00% . It also has a variable cash advance APR of 18.00% .
Note that late payments are subject to an APR of 18.00% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does First Harvest Credit Union Platinum Mastercard® Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does First Harvest Credit Union Platinum Mastercard® Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Harvest Credit Union Platinum Mastercard® Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $30.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | 1.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does First Harvest Credit Union Platinum Mastercard® Credit Card have a foreign transaction fee?
First Harvest Credit Union Platinum Mastercard® Credit Card charges a foreign transaction fee of up to 1.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for First Harvest Credit Union Platinum Mastercard® Credit Card?
The customer service number for First Harvest Credit Union Platinum Mastercard® Credit Card is (856) 232-9000.
What is the login page for First Harvest Credit Union Platinum Mastercard® Credit Card?
You can access the login page of First Harvest Credit Union Platinum Mastercard® Credit Card here.
How do people rate the customer service and user experience of First Harvest Credit Union Platinum Mastercard® Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does First Harvest Credit Union Platinum Mastercard® Credit Card report your account activity to credit bureaus?
Yes, First Harvest Credit Union Platinum Mastercard® Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Harvest Credit Union perform a hard credit pull?
Yes, First Harvest Credit Union Platinum Mastercard® Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for First Harvest Credit Union Platinum Mastercard® Credit Card
- Visit the website of First Harvest Credit Union Platinum Mastercard® Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 6:00PM
Friday
8:30AM - 6:00PM
Saturday
9:00AM - 1:00PM