First Horizon Bank Visa Classic Secured credit card
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| Purchase APR (Variable APR) |
21.00% (Verified 10/23/2022) |
| Balance Transfer APR (Variable APR) |
21.00% (Verified 10/23/2022) |
| Credit Score Range | N/A |
| Annual Fee | $0 |
First Horizon Bank Visa Classic Secured credit card Review
This is a card issued by First Horizon Bank. If you're wondering whether First Horizon Bank Visa Classic Secured credit card is the right card for you, read on.
Key Takeaways
- High APRs. This is not a great card for people who carry a balance. It has a variable purchase APR of 21.00%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 3% every time you make a transaction outside the U.S.
Pros & Cons of First Horizon Bank Visa Classic Secured credit card
| The Good | The Bad |
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First Horizon Bank Visa Classic Secured credit card FAQ
Does First Horizon Bank Visa Classic Secured credit card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the relevant APRs for First Horizon Bank Visa Classic Secured credit card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has higher than average regular APRs.First Horizon Bank Visa Classic Secured credit card has a variable purchase APR of 21.00%. The card has a variable balance transfer APR of 21.00% . It also has a variable cash advance APR of 21.00% .
Does First Horizon Bank Visa Classic Secured credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does First Horizon Bank Visa Classic Secured credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for First Horizon Bank Visa Classic Secured credit card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 3% |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does First Horizon Bank Visa Classic Secured credit card have a foreign transaction fee?
First Horizon Bank Visa Classic Secured credit card charges a foreign transaction fee of 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for First Horizon Bank Visa Classic Secured credit card?
The First Horizon Bank Visa Classic Secured credit card customer service number is (800) 382-5465.
What is the support contact email for First Horizon Bank Visa Classic Secured credit card?
The support contact email for First Horizon Bank Visa Classic Secured credit card is customerservice@firsthorizon.com.
What is the First Horizon Bank Visa Classic Secured credit card login page?
You can access the First Horizon Bank Visa Classic Secured credit card login page here.
How do people rate the customer service and user experience of First Horizon Bank Visa Classic Secured credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does First Horizon Bank Visa Classic Secured credit card report your account activity to credit bureaus?
Yes, First Horizon Bank Visa Classic Secured credit card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for First Horizon Bank Visa Classic Secured credit card
- Visit the First Horizon Bank Visa Classic Secured credit card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
165 Madison Avenue
Memphis, TN 38101 USA - (800) 382-5465
- Visit Site
- Email Support
Other Services by First Horizon Bank
Availability
- Florida
- North Carolina
- South Carolina
- Tennessee
- Texas
- Virginia
Feature Breakdown
| Cash Advance Fee Minimum | $10 |
| Cash Advance Fee (%) | Starting at 4% |
| Minimum Cash Advance Fee ($) | Starting at $10 |
| Foreign Currency Transaction Fee | 3% |
| No Annual Fee | |
| Annual Fee | $0 |
| Returned Payment Fee | Starting at $35 |
| Late Fee Amount | Starting at $35 |
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