Last Updated: 07/28/2025
Florida Credit Union Platinum Fresh Start Credit Card
Unaffiliated
in Credit Cards from Florida Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Up to 17.9%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Up to 17.9%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
$100
Florida Credit Union Platinum Fresh Start Credit Card Review
This is a card issued by Florida Credit Union. If you're wondering whether Florida Credit Union Platinum Fresh Start Credit Card is the right card for you, read on.
Key Takeaways
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, travel assistance, and fraud protection.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Florida Credit Union Platinum Fresh Start Credit Card
| The Good | The Bad |
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Florida Credit Union Platinum Fresh Start Credit Card FAQ
Does Florida Credit Union Platinum Fresh Start Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Florida Credit Union Platinum Fresh Start Credit Card?
It has a variable purchase APR of up to 17.9%. variable balance transfer APR of up to 17.9%. Florida Credit Union Platinum Fresh Start Credit Card does not offer balance transfers. It also has a variable cash advance APR of 17.9% .The good news is this card does not charge a penalty APR if you are late on a payment.
Does Florida Credit Union Platinum Fresh Start Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Florida Credit Union Platinum Fresh Start Credit Card does not offer balance transfers.Does Florida Credit Union Platinum Fresh Start Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Florida Credit Union Platinum Fresh Start Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $100 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $35 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $100.
Does Florida Credit Union Platinum Fresh Start Credit Card have a foreign transaction fee?
Florida Credit Union Platinum Fresh Start Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Florida Credit Union Platinum Fresh Start Credit Card?
The customer service number for Florida Credit Union Platinum Fresh Start Credit Card is (800) 284-1144.
What is the support contact email for Florida Credit Union Platinum Fresh Start Credit Card?
The support contact email for Florida Credit Union Platinum Fresh Start Credit Card is askfcu@flcu.org.
What is the login page for Florida Credit Union Platinum Fresh Start Credit Card?
You can access the login page of Florida Credit Union Platinum Fresh Start Credit Card here.
How do people rate the customer service and user experience of Florida Credit Union Platinum Fresh Start Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Florida Credit Union Platinum Fresh Start Credit Card report your account activity to credit bureaus?
Yes, Florida Credit Union Platinum Fresh Start Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Florida Credit Union perform a hard credit pull?
Yes, Florida Credit Union Platinum Fresh Start Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Florida Credit Union Platinum Fresh Start Credit Card
- Visit the website of Florida Credit Union Platinum Fresh Start Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 6:00PM
Tuesday
9:00AM - 6:00PM
Wednesday
9:00AM - 6:00PM
Thursday
9:00AM - 6:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 1:00PM