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  Fox Visa Platinum Rewards Credit Card

Fox Visa Platinum Rewards Credit Card

in Personal Credit Cards from Fox Communities Credit Union

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Fox Visa Platinum Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Fox Communities Credit Union

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Highlights
Purchase APR  (Variable APR) 9.9% - 17.9%
Balance Transfer APR  (Variable APR) 9.9% - 17.9%
Credit Score Range 650 - 850
Annual Fee $0

Fox Visa Platinum Rewards Credit Card Review

Fox Visa Platinum Rewards Credit Card is a rewards credit card issued by Fox Communities Credit Union. If you're wondering whether Fox Visa Platinum Rewards Credit Card is the right card for you, read on. This is everything you need to know to make a good choice.

Key Takeaways
  • Competitive APRs. Fox Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.9% up to 17.9%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • $0 Balance transfer fee. This card does not charge a fee on balance transfers.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, extended warranty protection on purchases, travel accident insurance, travel assistance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Fox Visa Platinum Rewards Credit Card Pros & Cons
The Good The Bad
  • Lower than average purchase APRs.
  • Has an introductory APR rate on balance transfers of 3.99%.
  • No balance transfer fee.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty on purchases.
  • Travel accident and travel assistance insurance.
  • Trip cancellation insurance.
  • Cardholders can earn rewards on purchases everywhere Fox Visa Platinum Rewards Credit Card is accepted.
  • Fox Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
Fox Visa Platinum Rewards Credit Card FAQ

Is there a Fox Visa Platinum Rewards Credit Card cash back or rewards program?

Fox Visa Platinum Rewards Credit Card offers a rewards program to its customers.

Fox Visa Platinum Rewards Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A

Does Fox Visa Platinum Rewards Credit Card have a signup bonus?

Fox Visa Platinum Rewards Credit Card doesn't offer a cash signup bonus.

Does Fox Visa Platinum Rewards Credit Card offer an annual loyalty bonus?

Fox Visa Platinum Rewards Credit Card doesn't offer a cash loyalty bonus.

What are the Fox Visa Platinum Rewards Credit Card benefits?

Fox Visa Platinum Rewards Credit Card provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for Fox Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Fox Visa Platinum Rewards Credit Card has lower than average purchase APRs.

Fox Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.9% up to 17.9%. The card has a variable balance transfer APR that ranges from 9.9% up to 17.9%. It also has a variable cash advance APR that ranges from 9.9% up to 17.9%.

Does Fox Visa Platinum Rewards Credit Card have an introductory APR offer on balance transfers?

Yes, Fox Visa Platinum Rewards Credit Card offers an introductory APR rate on balance transfers of 3.99% for a period of up to 12 months.

Fox Visa Platinum Rewards Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 3.99%
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 9.9% - 17.9%
Balance Transfer Fee % 0%

Does Fox Visa Platinum Rewards Credit Card have an introductory APR offer on new purchases?

Fox Visa Platinum Rewards Credit Card Purchase Intro Offer
Description
Introductory Rate 1.99%
Purchase Intro APR Period 6 months

This card does offer an introductory APR rate of 1.99% on qualified purchases for a period of up to 6 months.

What are the fees for Fox Visa Platinum Rewards Credit Card?

The following fees apply to Fox Visa Platinum Rewards Credit Card:

  • There is no overlimit fee
Fox Visa Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $20
Late Payment Fee $20

Does Fox Visa Platinum Rewards Credit Card have a foreign transaction fee?

Fox Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge a foreign transaction fee.

Does Fox Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, Fox Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Fox Visa Platinum Rewards Credit Card

  • Visit the Fox Visa Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 8:30am - 5:00pm
  • Tuesday 8:30am - 5:00pm
  • Wednesday 8:30am - 5:00pm
  • Thursday 8:30am - 5:00pm
  • Friday 8:30am - 6:00pm
  • Saturday 9:00am - 12:00pm

About Fox Visa Platinum Rewards Credit Card

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Introductory Rate 1.99%
Purchase Intro APR Period (Variable APR) 6 months
Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 27 days
Foreign Currency Transaction Fee 1%
Minimum Interest Charge $1
Returned Payment Fee $20
Late Fee Amount $20
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 9.9% - 17.9%
Balance Computation Average daily balance (including new purchases).
Purchase APR (Variable APR) 9.9% - 17.9%
Balance Transfer Introductory APR (Variable APR) 3.99%
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 9.9% - 17.9%
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Low Interest
Card Network Visa

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