Last Updated: 07/28/2025
Transit Employees FCU Classic Visa Credit Card
Unaffiliated
Last Updated: 07/28/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Compare All Credit Cards
Filter & compare all your options in one place.
Highlights
Purchase APR (Fixed APR)
13.99% - 14.99%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
13.99% - 14.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Transit Employees FCU Classic Visa Credit Card Review
This is a card issued by Transit Employees Federal Credit Union. If you're wondering whether Transit Employees FCU Classic Visa Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Transit Employees FCU Classic Visa Credit Card has a fixed purchase APR that ranges from 13.99% up to 14.99%.
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
Pros & Cons of Transit Employees FCU Classic Visa Credit Card
| The Good | The Bad |
|
|
Transit Employees FCU Classic Visa Credit Card FAQ
Does Transit Employees FCU Classic Visa Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Zero fraud liability
What are the relevant APRs for Transit Employees FCU Classic Visa Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Transit Employees FCU Classic Visa Credit Card has a fixed purchase APR that ranges from 13.99% up to 14.99%. The card has a fixed balance transfer APR that ranges from 13.99% up to 14.99%. It also has a fixed cash advance APR that ranges from 16.99% up to 18.00%.
Does Transit Employees FCU Classic Visa Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Transit Employees FCU Classic Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Transit Employees FCU Classic Visa Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Paper Statement Fee | Starting at $2.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $15.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
There is a late fee of up to $15.00 . Does Transit Employees FCU Classic Visa Credit Card have a foreign transaction fee?
Transit Employees FCU Classic Visa Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Transit Employees FCU Classic Visa Credit Card?
The customer service number for Transit Employees FCU Classic Visa Credit Card is (301) 289-9800.
What is the login page for Transit Employees FCU Classic Visa Credit Card?
You can access the login page of Transit Employees FCU Classic Visa Credit Card here.
How do people rate the customer service and user experience of Transit Employees FCU Classic Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Transit Employees Federal Credit Union perform a hard credit pull?
Yes, Transit Employees FCU Classic Visa Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Transit Employees FCU Classic Visa Credit Card
- Visit the website of Transit Employees FCU Classic Visa Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 3:00PM
Tuesday
9:00AM - 3:00PM
Wednesday
9:00AM - 3:00PM
Thursday
9:00AM - 3:00PM
Friday
9:00AM - 3:00PM
Saturday
Closed