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Last Updated: 07/28/2025

Champion Credit Union Visa® Platinum Card

from Champion Credit Union

Last Updated: 07/28/2025

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

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Highlights

Purchase APR (Fixed APR)

Starting at 9.99%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

Starting at 9.99%(Verified 06/21/2024)

Credit Score Range

N/A

Annual Fee

Champion Credit Union Visa® Platinum Card Review

This is a secured credit card issued by Champion Credit Union. If you're wondering whether Champion Credit Union Visa® Platinum Card is the right card for you, read on.

Key Takeaways

No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.

Pros & Cons of Champion Visa Platinum Card

The Good

The Bad

No annual fee.

Does not offer a signup bonus.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Does not report to credit bureaus.

Champion Visa Platinum Card FAQ

Does Champion Visa Platinum Card have a cash back or rewards program?

No, it does not offer a rewards program.

Champion Visa Platinum Card Rewards Breakdown

Description

How do people rate the customer service and user experience of Champion Visa Platinum Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Champion Credit Union perform a hard credit pull?

Yes, Champion Visa Platinum Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Champion Visa Platinum Card

Visit the website of Champion Visa Platinum Card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1 Academy St

Canton, NC 28716

(828) 648-1515

Visit Site

Email Support

Hours of Operation

Sunday

Closed

Monday

8:00AM - 5:00PM

Tuesday

8:00AM - 5:00PM

Wednesday

8:00AM - 5:00PM

Thursday

8:00AM - 5:00PM

Friday

8:00AM - 6:00PM

Saturday

Closed

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Other Credit Cards from Champion Credit Union

Champion Credit Union Visa® Platinum Rewards Card

Rating not yet determined

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Purchase APR

10.99%

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Balance Transfer APR

10.99%

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Credit Score Range

670 - 850

300

850

Annual Fee

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.