Last Updated: 07/28/2025
Champion Credit Union Visa® Platinum Rewards Card
Unaffiliated
in Credit Cards from Champion Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
10.99%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
10.99%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Champion Credit Union Visa® Platinum Rewards Card Review
This is a rewards card issued by Champion Credit Union. If you're wondering whether Champion Credit Union Visa® Platinum Rewards Card is the right card for you, read on.
Key Takeaways
- APRs: Champion Credit Union Visa® Platinum Rewards Card has a fixed purchase APR of 10.99%
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Champion Platinum Rewards Card
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Champion Platinum Rewards Card FAQ
Does Champion Platinum Rewards Card have a cash back or rewards program?
Champion Platinum Rewards Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Champion Platinum Rewards Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Champion Platinum Rewards Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Champion Platinum Rewards Card benefits?
Champion Credit Union Visa® Platinum Rewards Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Champion Platinum Rewards Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Champion Credit Union Visa® Platinum Rewards Card has a fixed purchase APR of 10.99%. The card has a fixed balance transfer APR of 10.99% . It also has a fixed cash advance APR of 10.99% .
Does Champion Platinum Rewards Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Champion Platinum Rewards Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Champion Platinum Rewards Card?
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| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
What is the customer service phone number for Champion Platinum Rewards Card?
The customer service number for Champion Platinum Rewards Card is (828) 648-1515.
What is the support contact email for Champion Platinum Rewards Card?
The support contact email for Champion Platinum Rewards Card is ccumarketing@championcu.com.
What is the login page for Champion Platinum Rewards Card?
You can access the login page of Champion Platinum Rewards Card here.
How do people rate the customer service and user experience of Champion Platinum Rewards Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Champion Credit Union Visa® Platinum Rewards Card report your account activity to credit bureaus?
Yes, Champion Credit Union Visa® Platinum Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Champion Credit Union perform a hard credit pull?
Yes, Champion Platinum Rewards Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Champion Platinum Rewards Card
- Visit the website of Champion Platinum Rewards Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 6:00PM
Saturday
Closed