Last Updated: 07/28/2025
Houston Police CU Secured MasterCard
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 16.00%(Verified 09/19/2024)
Balance Transfer APR (Variable APR)
Starting at 16.00%(Verified 09/19/2024)
Credit Score Range
Starting at 650
Annual Fee
N/A
Houston Police CU Secured MasterCard Review
This is a secured credit card issued by Houston Police Credit Union. If you're wondering whether Houston Police CU Secured MasterCard is the right card for you, read on.
Key Takeaways
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Houston Police CU Secured MasterCard
| The Good | The Bad |
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Houston Police CU Secured MasterCard FAQ
Does Houston Police CU Secured MasterCard have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Houston Police CU Secured MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Houston Police CU Secured MasterCard has a variable purchase APR starting at 16.00%. The card has a variable balance transfer APR starting at 16.00% . It also has a variable cash advance APR starting at 16.00% .
Does Houston Police CU Secured MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Houston Police CU Secured MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Houston Police CU Secured MasterCard?
N/A.
What is the customer service phone number for Houston Police CU Secured MasterCard?
The customer service number for Houston Police CU Secured MasterCard is (713) 986-0200.
What is the support contact email for Houston Police CU Secured MasterCard?
The support contact email for Houston Police CU Secured MasterCard is hpcu@HPCU.coop.
What is the login page for Houston Police CU Secured MasterCard?
You can access the login page of Houston Police CU Secured MasterCard here.
How do people rate the customer service and user experience of Houston Police CU Secured MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Houston Police CU Secured MasterCard report your account activity to credit bureaus?
Yes, Houston Police CU Secured MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Houston Police Credit Union perform a hard credit pull?
Yes, Houston Police CU Secured MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Houston Police CU Secured MasterCard
- Visit the website of Houston Police CU Secured MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
9:00AM - 1:00PM