Last Updated: 07/28/2025
Hughes Federal Credit Union Visa Gold Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Up to 11.95%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
Up to 11.95%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
$0
Hughes Federal Credit Union Visa Gold Credit Card Review
This is a card issued by Hughes Federal Credit Union. If you're wondering whether Hughes Federal Credit Union Visa Gold Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Hughes Federal Credit Union Visa Gold Credit Card
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Hughes Federal Credit Union Visa Gold Credit Card FAQ
Does Hughes Federal Credit Union Visa Gold Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Hughes Federal Credit Union Visa Gold Credit Card?
It has a variable purchase APR of up to 11.95%. variable balance transfer APR of up to 11.95%. Hughes Federal Credit Union Visa Gold Credit Card does not offer balance transfers. The card has a variable cash advance APR of up to 11.95%. Note that late payments are subject to an APR of 16.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Hughes Federal Credit Union Visa Gold Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Hughes Federal Credit Union Visa Gold Credit Card does not offer balance transfers.Does Hughes Federal Credit Union Visa Gold Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Hughes Federal Credit Union Visa Gold Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Hughes Federal Credit Union Visa Gold Credit Card have a foreign transaction fee?
Hughes Federal Credit Union Visa Gold Credit Card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Hughes Federal Credit Union Visa Gold Credit Card?
The customer service number for Hughes Federal Credit Union Visa Gold Credit Card is (520) 794-8341.
What is the support contact email for Hughes Federal Credit Union Visa Gold Credit Card?
The support contact email for Hughes Federal Credit Union Visa Gold Credit Card is email@hughesfcu.org.
What is the login page for Hughes Federal Credit Union Visa Gold Credit Card?
You can access the login page of Hughes Federal Credit Union Visa Gold Credit Card here.
How do people rate the customer service and user experience of Hughes Federal Credit Union Visa Gold Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hughes Federal Credit Union Visa Gold Credit Card report your account activity to credit bureaus?
Yes, Hughes Federal Credit Union Visa Gold Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Hughes Federal Credit Union perform a hard credit pull?
Yes, Hughes Federal Credit Union Visa Gold Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Hughes Federal Credit Union Visa Gold Credit Card
- Visit the website of Hughes Federal Credit Union Visa Gold Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
9:00AM - 5:00PM