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  Hughes Federal Credit Union Visa Gold Credit Card
Hughes Federal Credit Union Visa Gold Credit Card Unaffiliated

Hughes Federal Credit Union Visa Gold Credit Card

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Highlights
Purchase APR Up to 11.95%
Balance Transfer APR Up to 11.95%
Credit Score Range 600 - 850
Annual Fee $0

Hughes Federal Credit Union Visa Gold Credit Card Review

This is a credit card issued by Hughes Federal Credit Union. If you're wondering whether Hughes Federal Credit Union Visa Gold Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Hughes Federal Credit Union Visa Gold Credit Card
The Good The Bad
  • No annual fee.
  • Considers applicants with fair credit.
  • Hughes Federal Credit Union Visa Gold Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • You don't earn rewards on every purchase.
Hughes Federal Credit Union Visa Gold Credit Card FAQ

Does Hughes Federal Credit Union Visa Gold Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Hughes Federal Credit Union Visa Gold Credit Card benefits?

It provides the following benefits:

  • Reports to major credit bureaus

What are the relevant APRs for Hughes Federal Credit Union Visa Gold Credit Card?

It has a variable purchase APR of up to 11.95%.

The card has a variable balance transfer APR of up to 11.95%.

The card has a variable cash advance APR of up to 11.95%.

Note that late payments are subject to an APR of 16.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

Does Hughes Federal Credit Union Visa Gold Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Hughes Federal Credit Union Visa Gold Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Hughes Federal Credit Union Visa Gold Credit Card?

The following fees apply:

  • An overlimit fee of $20.
Hughes Federal Credit Union Visa Gold Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $20
Foreign Transaction Fee 1%
Returned Payment Fee up to $30
Late Payment Fee up to $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Hughes Federal Credit Union Visa Gold Credit Card have a foreign transaction fee?

Hughes Federal Credit Union Visa Gold Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Hughes Federal Credit Union Visa Gold Credit Card?

The support contact email for Hughes Federal Credit Union Visa Gold Credit Card is email@hughesfcu.org.

What is the Hughes Federal Credit Union Visa Gold Credit Card login page?

You can access the Hughes Federal Credit Union Visa Gold Credit Card login page here.

How do people rate the customer service and user experience of Hughes Federal Credit Union Visa Gold Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Hughes Federal Credit Union Visa Gold Credit Card report your account activity to credit bureaus?

Yes, Hughes Federal Credit Union Visa Gold Credit Card reports your account activity to the following credit reporting agencies:

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Hughes Federal Credit Union Visa Gold Credit Card

  • Visit the Hughes Federal Credit Union Visa Gold Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday 9:00am - 5:00pm

About Hughes Federal Credit Union Visa Gold Credit Card

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View all credit cards offered by Hughes Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Over-Limit Fee $20
Returned Payment Fee Up to $30
Additional Card Fee Amount $10
Late Fee Amount Up to $30
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 600 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Auto Rental Collision Damage Waiver
  • Fraud Liability
  • Travel Accident Insurance
Cash Advance APR Up to 11.95%
Balance Computation "average daily balance (including new purchases)."
Penalty APR 16.99%
Purchase APR Up to 11.95%
Balance Transfer APR Up to 11.95%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Low Interest
Card Network Visa

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