
Hughes Federal Credit Union Visa Platinum Credit Card
Would you recommend Hughes Federal Credit Union Visa Platinum Credit Card to your friends?
Community Rating |
Rating not yet determined |
Purchase APR (Variable APR) |
Up to 9.50% (Verified 08/04/2023) |
Balance Transfer APR (Variable APR) |
Up to 9.50% (Verified 08/04/2023) |
Credit Score Range | 600 - 850 |
Annual Fee | $0 |
Hughes Federal Credit Union Visa Platinum Credit Card Review
This is a card issued by Hughes Federal Credit Union. If you're wondering whether Hughes Federal Credit Union Visa Platinum Credit Card is the right card for you, read on.
Key Takeaways
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, identity theft protection, purchase security, travel accident insurance, and fraud protection.
- Fair or better credit required. You will have good approval odds if your credit score is above 600.
Pros & Cons of Hughes Federal Credit Union Visa Platinum Credit Card
The Good | The Bad |
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Hughes Federal Credit Union Visa Platinum Credit Card FAQ
Does Hughes Federal Credit Union Visa Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Hughes Federal Credit Union Visa Platinum Credit Card benefits?
It provides the following benefits:
- Auto Rental Collision Damage Waiver
- Zero fraud liability
- Travel Accident Insurance
- Reports to major credit bureaus
What are the relevant APRs for Hughes Federal Credit Union Visa Platinum Credit Card?
It has a variable purchase APR of up to 9.50%. The card has a variable balance transfer APR of up to 9.50%. The card has a variable cash advance APR of up to 9.50%. Note that late payments are subject to an APR of 16.99% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does Hughes Federal Credit Union Visa Platinum Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Hughes Federal Credit Union Visa Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Hughes Federal Credit Union Visa Platinum Credit Card?
The following fees apply:
- An overlimit fee of $20.
Fees | Amount |
---|---|
Annual Fee | $0 |
Overlimit Fee | $20 |
Initial Program Fee | $ |
Foreign Transaction Fee | 1% |
Returned Payment Fee | Starting at $ up to $30 |
Late Payment Fee | Starting at up to $30 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Hughes Federal Credit Union Visa Platinum Credit Card have a foreign transaction fee?
Hughes Federal Credit Union Visa Platinum Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Hughes Federal Credit Union Visa Platinum Credit Card?
The Hughes Federal Credit Union Visa Platinum Credit Card customer service number is (520) 794-8341.
What is the support contact email for Hughes Federal Credit Union Visa Platinum Credit Card?
The support contact email for Hughes Federal Credit Union Visa Platinum Credit Card is email@hughesfcu.org.
What is the Hughes Federal Credit Union Visa Platinum Credit Card login page?
You can access the Hughes Federal Credit Union Visa Platinum Credit Card login page here.
How do people rate the customer service and user experience of Hughes Federal Credit Union Visa Platinum Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Hughes Federal Credit Union Visa Platinum Credit Card report your account activity to credit bureaus?
Yes, Hughes Federal Credit Union Visa Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Hughes Federal Credit Union Visa Platinum Credit Card
- Visit the Hughes Federal Credit Union Visa Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
971 West Wetmore Road
Tucson, AZ 85705 USA - (520) 794-8341
- Visit Site
- Email Support
About Hughes Federal Credit Union Visa Platinum Credit Card
Other Credit Cards by Hughes Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
Cash Advance Fee Minimum | $0 |
Cash Advance Fee (%) | 0% |
Minimum Cash Advance Fee ($) | $0 |
Foreign Currency Transaction Fee | 1% |
No Annual Fee | |
Annual Fee | $0 |
Minimum Interest Charge | $0 |
Over-Limit Fee | $20 |
No Interest Grace Period for Late Payment | 25 days |
Returned Payment Fee | Up to $30 |
Additional Card Fee Amount | $10 |
Late Fee Amount | Up to $30 |
Hughes Federal Credit Union Visa Platinum Credit Card Community Reviews
Would you recommend Hughes Federal Credit Union Visa Platinum Credit Card to your friends?
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