2 more

Last Updated: 05/14/2026

IKEA Visa Card

from IKEA

Last Updated: 05/14/2026

Created by:

SuperMoney

Fact Checked by:

Andrew Latham

Rating not yet determined1 total votes

1 users don't recommend

Explore a similar product

Try this top product in Credit Cards

Total Visa® Credit Card

Mostly recommended35 reviews

Visit Site

Community Recommended Products

View All

Mostly recommended35 Reviews

Learn More

Strongly recommended13 Reviews

Learn More

Mostly recommended11 Reviews

Learn More

Compare All Credit Cards

Filter & compare all your options in one place.

View All Products

Highlights

Purchase APR (Fixed APR)

21.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Balance Transfer APR (Fixed APR)

26.99%(Verified 06/21/2024)

Disclaimer popup with additional information

Credit Score Range

650 - 850

Annual Fee

IKEA Visa Card Review

This is a store card issued by IKEA. If you're wondering whether IKEA Visa Card is the right card for you, read on.

Key Takeaways

Signup bonus. Offers a signup bonus of up to $25.
APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 21.99%
No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
A 5% balance transfer fee. IKEA Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Ikea credit card

The Good

The Bad

Receive 5% back in rewards on IKEA purchases, 3% back in rewards on dining, grocery, and utility purchases, and 1% back in rewards on all other purchases made with your IKEA Visa credit card.
Enjoy $25 off your first IKEA purchase when you open and use your IKEA Visa credit card the same day.
Bonus $25 IKEA Reward Certificate when you make $500 in qualifying purchases outside of IKEA, Traemand, and TaskRabbit within the first 90 days of account opening with your IKEA Visa credit card.
No annual fee.
No annual fee.
IKEA Visa Card reports to multiple credit bureaus.

Small signup bonus
Higher than average purchase APRs.
Does not offer rewards or cash back.
You don't earn rewards on every purchase.
Charges a balance transfer fee of 5%

Ikea credit card FAQ

Does Ikea credit card have a cash back or rewards program?

No, it does not offer a rewards program.

Ikea credit card Rewards Breakdown

Description

How do people rate the customer service and user experience of Ikea credit card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does IKEA Visa Card report your account activity to credit bureaus?

Yes, IKEA Visa Card reports to the following credit bureaus:

Equifax
Experian
TransUnion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does IKEA perform a hard credit pull?

Yes, Ikea credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.

Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Ikea credit card

Visit the website of Ikea credit card.
Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Visit Site

Email Support

Other Services by IKEA

Community Recommended Products

View All

Mostly recommended35 Reviews

Learn More

Strongly recommended13 Reviews

Learn More

Mostly recommended11 Reviews

Learn More

SuperMoney Net Recommendation Score

Not enough SuperMoney users have reviewed this product to provide a recommendation score or rating.

-100

-1000+100

No one recommends

Everyone recommends

The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

IKEA Visa Card Community Reviews

Would you recommend IKEA Visa Card to your friends?

Tawnja L.

Oct 18, 2022

May or may not recommend

No real useful benefits to this card. High annual fee, no rewards, and no cashback. The only reason I have this card is because of the no annual fee but other than that it's useless.

Showing 1 of 1 reviews