Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
21.99%(Verified 06/21/2024)
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Balance Transfer APR (Fixed APR)
26.99%(Verified 06/21/2024)
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Credit Score Range
650 - 850
Annual Fee
$0
IKEA Visa Card Review
This is a store card issued by IKEA. If you're wondering whether IKEA Visa Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $25.
- APR: This is not a great card for people who carry a balance. It has a fixed purchase APR of 21.99%
- No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
- A 5% balance transfer fee. IKEA Visa Card charges a fee of 5% on balance transfers. For example, a balance of $1,000 could cost $50 in transfer fees. The minimum fee is $10.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Ikea credit card
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Ikea credit card FAQ
Does Ikea credit card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description |
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.