The BPS and Cabela's CLUB Business Card

The BPS and Cabela's CLUB Business Card Review

This is a store cashback card issued by Capital One. If you're wondering whether Bass Pro Shops cards is the right card for you, read on.

Key Takeaways

• Competitive APRs. The BPS and Cabela's CLUB Business Card has a variable purchase APR that ranges from 7.99% up to 31.74%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• 3% Balance transfer fee. The BPS and Cabela's CLUB Business Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, purchase protection, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Bass Pro Shops cards

The Good	The Bad
Potentially lower than average purchase APRs. No annual fee. Multiple credit card perks. Extended warranty on purchases. Identity Theft Protection. Cardholders can earn rewards on their purchases. The BPS and Cabela's CLUB Business Card reports to multiple credit bureaus.	You need good credit to qualify. Does not offer a signup bonus. Charges a 3% balance transfer fee.

Bass Pro Shops cards FAQ

Does Bass Pro Shops cards have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Bass Pro Shops cards Rewards

Rewards rate (all purchases)	N/A
Max rewards rate	N/A
Annual rewards limit	N/A
Signup Bonus ($)

What are the Bass Pro Shops cards benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Bass Pro Shops cards?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

The BPS and Cabela's CLUB Business Card has a variable purchase APR that ranges from 7.99% up to 31.74%. The card has a variable balance transfer APR that ranges from 7.99% up to 31.74%. It also has a variable cash advance APR that ranges from 7.99% up to 31.74%. Note that late payments are subject to an APR of 34.15% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.

What are the fees for Bass Pro Shops cards?

The following fees apply:

Bass Pro Shops cards Fees

Fees	Amount
Annual Fee	$0
Late Payment Fee	up to $40

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does The BPS and Cabela's CLUB Business Card report your account activity to credit bureaus?

Yes, The BPS and Cabela's CLUB Business Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Bass Pro Shops cards

• Visit the Bass Pro Shops cards website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.