Last Updated: 07/28/2025
Westmark VISA Rewards Credit Card
Unaffiliated
in Credit Cards from Westmark Credit Union
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
17.74% - 21.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
17.99%(Verified 06/21/2024)
Credit Score Range
650 - 850
Annual Fee
N/A
Westmark VISA Rewards Credit Card Review
This is a rewards card issued by Westmark Credit Union. If you're wondering whether Westmark VISA Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.74% up to 21.74%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as extended warranty protection on purchases, identity theft protection, purchase security, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of westmark credit card
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westmark credit card FAQ
Does westmark credit card have a cash back or rewards program?
westmark credit card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does westmark credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does westmark credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the westmark credit card benefits?
Westmark VISA Rewards Credit Card provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for westmark credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Westmark VISA Rewards Credit Card has a variable purchase APR that ranges from 17.74% up to 21.74%. The card has a variable balance transfer APR of 17.99% . It also has a variable cash advance APR of 17.99% .
Note that late payments are subject to an APR of 18% if you are late or miss your payments. Typically, the penalty APR applies for a minimum of six months but can go on indefinitely.Does westmark credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does westmark credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for westmark credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $15 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does westmark credit card have a foreign transaction fee?
westmark credit card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for westmark credit card?
The customer service number for westmark credit card is (208) 523-1071.
What is the support contact email for westmark credit card?
The support contact email for westmark credit card is info@westmark.org.
What is the login page for westmark credit card?
You can access the login page of westmark credit card here.
How do people rate the customer service and user experience of westmark credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Westmark VISA Rewards Credit Card report your account activity to credit bureaus?
Yes, Westmark VISA Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Westmark Credit Union perform a hard credit pull?
Yes, westmark credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for westmark credit card
- Visit the website of westmark credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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