Last Updated: 07/28/2025
Vermont FCU Visa Signature Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
14.70% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
N/A
Credit Score Range
620 - 850
Annual Fee
N/A
Vermont FCU Visa Signature Rewards Credit Card Review
This is a rewards card issued by Vermont Federal Credit Union. If you're wondering whether Vermont FCU Visa Signature Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Vermont FCU Visa Signature Rewards Credit Card has a variable regular purchase APR that ranges from 14.70% up to 18.00%.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of vermont credit card
| The Good | The Bad |
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vermont credit card FAQ
Does vermont credit card have a cash back or rewards program?
vermont credit card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | Up to 1.25 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does vermont credit card have a signup bonus?
This card doesn't offer a cash signup bonus.Does vermont credit card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the vermont credit card benefits?
Vermont FCU Visa Signature Rewards Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for vermont credit card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Vermont FCU Visa Signature Rewards Credit Card has a variable purchase APR that ranges from 14.70% up to 18.00%. Vermont FCU Visa Signature Rewards Credit Card does not offer balance transfers. It also has a variable cash advance APR that ranges from 14.70% up to 18.00%.
Does vermont credit card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Vermont FCU Visa Signature Rewards Credit Card does not offer balance transfers.Does vermont credit card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for vermont credit card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $20 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | Starting at $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 2% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
N/A.
Does vermont credit card have a foreign transaction fee?
vermont credit card charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for vermont credit card?
The customer service number for vermont credit card is (802) 658-0225.
What is the support contact email for vermont credit card?
The support contact email for vermont credit card is memberservices@vermontfederal.org.
How do people rate the customer service and user experience of vermont credit card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Vermont FCU Visa Signature Rewards Credit Card report your account activity to credit bureaus?
Yes, Vermont FCU Visa Signature Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Vermont Federal Credit Union perform a hard credit pull?
Yes, vermont credit card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for vermont credit card
- Visit the website of vermont credit card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed
Other Services by Vermont Federal Credit Union
Student Loan Refinancing
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Other Credit Cards from Vermont Federal Credit Union
Rating not yet determined
Purchase APR
11.70% - 18.00%
Disclaimer popup with additional information
Balance Transfer APR
11.70% - 18.00%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
$0
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