Last Updated: 07/28/2025
Inova Federal Credit Union Platinum Visa® Rewards Credit Card
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Fixed APR)
13.99%(Verified 06/21/2024)
Balance Transfer APR (Fixed APR)
13.99%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$50
Inova Federal Credit Union Platinum Visa® Rewards Credit Card Review
This is a rewards card issued by Inova Federal Credit Union. If you're wondering whether Inova Federal Credit Union Platinum Visa® Rewards Credit Card is the right card for you, read on.
Key Takeaways
- APRs: Inova Federal Credit Union Platinum Visa® Rewards Credit Card has a fixed purchase APR of 13.99%
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, extended warranty protection on purchases, identity theft protection, travel accident insurance, travel assistance, and fraud protection.
Pros & Cons of Inova Federal Credit Union Platinum Visa® Rewards Credit Card
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Inova Federal Credit Union Platinum Visa® Rewards Credit Card FAQ
Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card have a cash back or rewards program?
Inova Federal Credit Union Platinum Visa® Rewards Credit Card is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus.Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Inova Federal Credit Union Platinum Visa® Rewards Credit Card benefits?
Inova Federal Credit Union Platinum Visa® Rewards Credit Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Inova Federal Credit Union Platinum Visa® Rewards Credit Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Inova Federal Credit Union Platinum Visa® Rewards Credit Card has a fixed purchase APR of 13.99%. The card has a fixed balance transfer APR of 13.99% . It also has a fixed cash advance APR of 13.99% .
Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 8.99% for a period of 7 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 13.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 8.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 7 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card have an intro APR offer on new purchases?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Introductory Rate | 8.99% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Purchase Intro APR Period | 7 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does offer an intro APR rate of 8.99% on qualified purchases for a period of 7 months.
What are the fees for Inova Federal Credit Union Platinum Visa® Rewards Credit Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $50.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $5 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 4% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $50.00.
Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card have a foreign transaction fee?
Inova Federal Credit Union Platinum Visa® Rewards Credit Card charges a foreign transaction fee of up to 1.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Inova Federal Credit Union Platinum Visa® Rewards Credit Card?
The customer service number for Inova Federal Credit Union Platinum Visa® Rewards Credit Card is (574) 294-6553.
What is the support contact email for Inova Federal Credit Union Platinum Visa® Rewards Credit Card?
The support contact email for Inova Federal Credit Union Platinum Visa® Rewards Credit Card is socialmedia@inovafcu.org.
What is the login page for Inova Federal Credit Union Platinum Visa® Rewards Credit Card?
You can access the login page of Inova Federal Credit Union Platinum Visa® Rewards Credit Card here.
How do people rate the customer service and user experience of Inova Federal Credit Union Platinum Visa® Rewards Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Inova Federal Credit Union Platinum Visa® Rewards Credit Card report your account activity to credit bureaus?
Yes, Inova Federal Credit Union Platinum Visa® Rewards Credit Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Inova Federal Credit Union perform a hard credit pull?
Yes, Inova Federal Credit Union Platinum Visa® Rewards Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Inova Federal Credit Union Platinum Visa® Rewards Credit Card
- Visit the website of Inova Federal Credit Union Platinum Visa® Rewards Credit Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:30PM
Saturday
9:00AM - 12:00PM