InvesTex Credit Union MasterCard Platinum Credit Card Review

This is a credit card issued by InvesTex Credit Union. If you're wondering whether InvesTex Credit Union MasterCard Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

• 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
• Competitive APRs. InvesTex Credit Union MasterCard Platinum Credit Card has a fixed purchase APR that ranges from 10.9% up to 12.9%.
• No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
• $0 Balance transfer fee. This card does not charge a fee on balance transfers.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 600.

Does InvesTex Credit Union MasterCard Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the InvesTex Credit Union MasterCard Platinum Credit Card benefits?

It provides the following benefits:

• Extended Warranty Protection
• Zero fraud liability
• Price Protection
• Reports to major credit bureaus

What are the relevant APRs for InvesTex Credit Union MasterCard Platinum Credit Card?

It has a fixed purchase APR that ranges from 10.9% up to 12.9%. The card has a fixed balance transfer APR that ranges from 10.9% up to 12.9%. It also has a fixed cash advance APR that ranges from 10.9% up to 12.9%.

What are the fees for InvesTex Credit Union MasterCard Platinum Credit Card?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does InvesTex Credit Union MasterCard Platinum Credit Card report your account activity to credit bureaus?

Yes, InvesTex Credit Union MasterCard Platinum Credit Card reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for InvesTex Credit Union MasterCard Platinum Credit Card

• Visit the InvesTex Credit Union MasterCard Platinum Credit Card website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.