InvesTex Credit Union MasterCard Platinum Credit Card
in Personal Credit Cards from InvesTex Credit Union
UnaffiliatedInvesTex Credit Union MasterCard Platinum Credit Card
in Personal Credit Cards from InvesTex Credit Union
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| Purchase APR (Fixed APR) | 10.9% - 12.9% |
| Balance Transfer APR (Fixed APR) | 10.9% - 12.9% |
| Credit Score Range | 600 - 850 |
| Annual Fee | $0 |
InvesTex Credit Union MasterCard Platinum Credit Card Review
This is a credit card issued by InvesTex Credit Union. If you're wondering whether InvesTex Credit Union MasterCard Platinum Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Competitive APRs. InvesTex Credit Union MasterCard Platinum Credit Card has a fixed purchase APR that ranges from 10.9% up to 12.9%.
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- $0 Balance transfer fee. This card does not charge a fee on balance transfers.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as access to a concierge, extended warranty protection on purchases, identity theft protection, price protection, and fraud protection.
- Fair or better credit required. You will have good approval oods if your credit score is above600.
| The Good | The Bad |
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Does InvesTex Credit Union MasterCard Platinum Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the InvesTex Credit Union MasterCard Platinum Credit Card benefits?
It provides the following benefits:
- Extended Warranty Protection
- Zero fraud liability
- Price Protection
- Reports to major credit bureaus
What are the relevant APRs for InvesTex Credit Union MasterCard Platinum Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.It has a fixed purchase APR that ranges from 10.9% up to 12.9%. The card has a fixed balance transfer APR that ranges from 10.9% up to 12.9%. It also has a fixed cash advance APR that ranges from 10.9% up to 12.9%.
Does InvesTex Credit Union MasterCard Platinum Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0% |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 10.9% - 12.9% |
| Balance Transfer Fee Minimum | $0 |
| Balance Transfer Fee % | 0% |
Does InvesTex Credit Union MasterCard Platinum Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for InvesTex Credit Union MasterCard Platinum Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $33 |
| Late Payment Fee | up to $28 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does InvesTex Credit Union MasterCard Platinum Credit Card have a foreign transaction fee?
InvesTex Credit Union MasterCard Platinum Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for InvesTex Credit Union MasterCard Platinum Credit Card?
The InvesTex Credit Union MasterCard Platinum Credit Card customer service number is (281) 449-0109.
Does InvesTex Credit Union MasterCard Platinum Credit Card report your account activity to credit bureaus?
Yes, InvesTex Credit Union MasterCard Platinum Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for InvesTex Credit Union MasterCard Platinum Credit Card
- Visit the InvesTex Credit Union MasterCard Platinum Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
8404 FM 1960 Bypass West Rd
Humble, TX 77338 - (281) 449-0109
- Visit Site
About InvesTex Credit Union MasterCard Platinum Credit Card
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Washington, DC
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee Minimum | $0 |
| Cash Advance Fee (%) | 0% |
| Minimum Cash Advance Fee ($) | $0 |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Foreign Currency Transaction Fee | 2% |
| Returned Payment Fee | Up to $33 |
| Late Fee Amount | Up to $28 |
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