Brazos Valley Schools Standard MasterCard

Brazos Valley Schools Standard MasterCard Review

This is a card issued by Brazos Valley Schools Credit Union. If you're wondering whether Brazos Valley Schools Standard MasterCard is the right card for you, read on.

Key Takeaways

• Competitive APRs. Brazos Valley Schools Standard MasterCard has a variable purchase APR that ranges from 7.50% up to 16.50%.
• Multiple credit card benefits. Includes generous credit card perks, such as emergency support, extended warranty protection on purchases, identity theft protection, and fraud protection.
• Fair or better credit required. You will have good approval odds if your credit score is above 620.

Pros & Cons of Brazos Valley Schools Standard MasterCard

The Good	The Bad
Potentially lower than average purchase APRs. Multiple credit card perks. Extended warranty on purchases. Identity Theft Protection. Considers applicants with fair credit. Brazos Valley Schools Standard MasterCard reports to multiple credit bureaus.	N/A Does not offer a signup bonus. Does not offer rewards or cash back. You don't earn rewards on every purchase.

Brazos Valley Schools Standard MasterCard FAQ

Does Brazos Valley Schools Standard MasterCard have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Brazos Valley Schools Standard MasterCard benefits?

It provides the following benefits:

• Emergency Support
• Extended Warranty Protection
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Brazos Valley Schools Standard MasterCard?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Brazos Valley Schools Standard MasterCard has a variable purchase APR that ranges from 7.50% up to 16.50%. The card has a variable balance transfer APR that ranges from 7.50% up to 16.50%. It also has a variable cash advance APR that ranges from 7.50% up to 16.50%.

What are the fees for Brazos Valley Schools Standard MasterCard?

The following fees apply:

Brazos Valley Schools Standard MasterCard Fees

Fees	Amount
Annual Fee	N/A
Overlimit Fee	$
Initial Program Fee	$
Foreign Transaction Fee	%
Returned Payment Fee	Starting at $ up to $25
Late Payment Fee	Starting at up to $25

Does Brazos Valley Schools Standard MasterCard report your account activity to credit bureaus?

Yes, Brazos Valley Schools Standard MasterCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Brazos Valley Schools Standard MasterCard

• Visit the Brazos Valley Schools Standard MasterCard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.