Last Updated: 07/28/2025
Brazos Valley Schools Platinum MasterCard
Unaffiliated
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
7.50% - 16.50%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
7.50% - 16.50%(Verified 06/21/2024)
Credit Score Range
670 - 850
Annual Fee
$0
Brazos Valley Schools Platinum MasterCard Review
This is a cashback credit card issued by Brazos Valley Schools Credit Union. If you're wondering whether Brazos Valley Schools Platinum MasterCard is the right card for you, read on.
Key Takeaways
- APRs: Brazos Valley Schools Platinum MasterCard has a variable regular purchase APR that ranges from 7.50% up to 16.50%.
- No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, travel assistance, and fraud protection.
- Fair or better credit required. You will have good approval odds if you have a fair credit score or better.
Pros & Cons of Brazos Valley Schools Platinum MasterCard
| The Good | The Bad |
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Brazos Valley Schools Platinum MasterCard FAQ
Does Brazos Valley Schools Platinum MasterCard have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | Up to 1 % cash back | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Brazos Valley Schools Platinum MasterCard have a signup bonus?
This card doesn't offer a cash signup bonus.Does Brazos Valley Schools Platinum MasterCard offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Brazos Valley Schools Platinum MasterCard benefits?
Brazos Valley Schools Platinum MasterCard provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Brazos Valley Schools Platinum MasterCard?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Brazos Valley Schools Platinum MasterCard has a variable purchase APR that ranges from 7.50% up to 16.50%. The card has a variable balance transfer APR that ranges from 7.50% up to 16.50%. It also has a variable cash advance APR that ranges from 7.50% up to 16.50%.
Does Brazos Valley Schools Platinum MasterCard have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Brazos Valley Schools Platinum MasterCard have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Brazos Valley Schools Platinum MasterCard?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 1% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $25 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Brazos Valley Schools Platinum MasterCard have a foreign transaction fee?
Brazos Valley Schools Platinum MasterCard charges a foreign transaction fee of up to 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Brazos Valley Schools Platinum MasterCard?
The customer service number for Brazos Valley Schools Platinum MasterCard is (281) 391-2149.
What is the support contact email for Brazos Valley Schools Platinum MasterCard?
The support contact email for Brazos Valley Schools Platinum MasterCard is info@bvscu.org.
How do people rate the customer service and user experience of Brazos Valley Schools Platinum MasterCard?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Brazos Valley Schools Platinum MasterCard report your account activity to credit bureaus?
Yes, Brazos Valley Schools Platinum MasterCard reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Brazos Valley Schools Credit Union perform a hard credit pull?
Yes, Brazos Valley Schools Platinum MasterCard performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Brazos Valley Schools Platinum MasterCard
- Visit the website of Brazos Valley Schools Platinum MasterCard.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday8:00AM - 5:00PMTuesday8:00AM - 5:00PMWednesday8:00AM - 5:00PMThursday8:00AM - 5:00PMFriday8:00AM - 5:00PMSaturdayClosed
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Purchase APR
7.50% - 16.50%
Disclaimer popup with additional information
Balance Transfer APR
7.50% - 16.50%
Disclaimer popup with additional information
Credit Score Range
620 - 850
300
850
Annual Fee
N/A
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