Brazos Valley Schools Platinum MasterCard

Brazos Valley Schools Platinum MasterCard Review

This is a cashback card issued by Brazos Valley Schools Credit Union. If you're wondering whether Brazos Valley Schools Platinum MasterCard is the right card for you, read on.

Key Takeaways

• Competitive APRs. Brazos Valley Schools Platinum MasterCard has a variable purchase APR that ranges from 7.50% up to 16.50%.
• No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
• Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, identity theft protection, purchase security, travel assistance, and fraud protection.
• Good or better credit required. You will have low approval odds if your credit score is below 670.

Pros & Cons of Brazos Valley Schools Platinum MasterCard

Brazos Valley Schools Platinum MasterCard FAQ

Does Brazos Valley Schools Platinum MasterCard have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

What are the Brazos Valley Schools Platinum MasterCard benefits?

It provides the following benefits:

• Auto Rental Collision Damage Waiver
• Emergency Support
• Zero fraud liability
• Travel Assistance
• Reports to major credit bureaus

What are the relevant APRs for Brazos Valley Schools Platinum MasterCard?

Brazos Valley Schools Platinum MasterCard has a variable purchase APR that ranges from 7.50% up to 16.50%. The card has a variable balance transfer APR that ranges from 7.50% up to 16.50%. It also has a variable cash advance APR that ranges from 7.50% up to 16.50%.

What are the fees for Brazos Valley Schools Platinum MasterCard?

The following fees apply:

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Brazos Valley Schools Platinum MasterCard report your account activity to credit bureaus?

Yes, Brazos Valley Schools Platinum MasterCard reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Brazos Valley Schools Platinum MasterCard

• Visit the Brazos Valley Schools Platinum MasterCard website.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.