Members Cooperative CU Max Cash Secured Card

Key Takeaways

• APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 17.99%
• No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Members Cooperative CU Max Cash Secured Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
• Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Members Cooperative CU Card

Members Cooperative CU Card FAQ

Does Members Cooperative CU Card have a cash back or rewards program?

How do people rate the customer service and user experience of Members Cooperative CU Card?

Does Members Cooperative CU Max Cash Secured Card report your account activity to credit bureaus?

• Equifax
• Experian
• TransUnion

Does Members Cooperative Credit Union perform a hard credit pull?

How to apply for Members Cooperative CU Card

• Visit the website of Members Cooperative CU Card.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.