Members Cooperative CU Platinum Card

Key Takeaways

• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 18 months.
• APRs: Members Cooperative CU Platinum Card has a variable regular purchase APR that ranges from 14.74% up to 17.99%.
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Members Cooperative CU Platinum Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Members Cooperative CU Card

Members Cooperative CU Card FAQ

Does Members Cooperative CU Card have a cash back or rewards program?

• Auto Rental Collision Damage Waiver
• Zero fraud liability
• Reports to major credit bureaus

What are the relevant APRs for Members Cooperative CU Card?

What are the fees for Members Cooperative CU Card?

Does Members Cooperative CU Platinum Card report your account activity to credit bureaus?

• Equifax
• Experian
• TransUnion

Does Members Cooperative Credit Union perform a hard credit pull?

How to apply for Members Cooperative CU Card

• Visit the website of Members Cooperative CU Card.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.