Last Updated: 07/28/2025
Mountain View Bank Commerce Max Cash Secured Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
29.24%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
29.24%(Verified 06/21/2024)
Credit Score Range
600 - 850
Annual Fee
N/A
Mountain View Bank Commerce Max Cash Secured Card Review
This is a secured credit cashback credit card issued by Mountain View Bank of Commerce. If you're wondering whether Mountain View Bank Commerce Max Cash Secured Card is the right card for you, read on.
Key Takeaways
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR of 29.24%
- A 3% balance transfer fee. Mountain View Bank Commerce Max Cash Secured Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Mountain View Bank Commerce Max Cash Secured Card
| The Good | The Bad |
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Mountain View Bank Commerce Max Cash Secured Card FAQ
Does Mountain View Bank Commerce Max Cash Secured Card have a cash back or rewards program?
No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Description |
How do people rate the customer service and user experience of Mountain View Bank Commerce Max Cash Secured Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Mountain View Bank Commerce Max Cash Secured Card report your account activity to credit bureaus?
Yes, Mountain View Bank Commerce Max Cash Secured Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Mountain View Bank of Commerce perform a hard credit pull?
Yes, Mountain View Bank Commerce Max Cash Secured Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Mountain View Bank Commerce Max Cash Secured Card
- Visit the website of Mountain View Bank Commerce Max Cash Secured Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Other Services by Mountain View Bank of Commerce
Other Credit Cards from Mountain View Bank of Commerce
Rating not yet determined
Purchase APR
28.24%
Disclaimer popup with additional information
Balance Transfer APR
28.24%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.74% - 28.74%
Disclaimer popup with additional information
Balance Transfer APR
18.74% - 28.74%
Disclaimer popup with additional information
Credit Score Range
650 - 850
300
850
Annual Fee
$0
Rating not yet determined
Purchase APR
18.24% - 28.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 28.24%
Disclaimer popup with additional information
Credit Score Range
600 - 850
300
850
Annual Fee
$0
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Mostly recommended35 Reviews
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Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
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