SuperMoney

Next Millennium

in Personal Credit Cards from Unique Card Services

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Next Millennium

Claimed

in Personal Credit Cards from Unique Card Services

SuperMoney Net Recommendation Score -22

SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -22, equating to 2.6 on a 5 point rating scale.

-22

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

Mostly not recommended

3 users recommend
1 user is unsure
5 users don't recommend
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Highlights
Community Rating Mostly not recommended
Purchase APR  (Variable APR) Starting at 0%
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $239.40
Number of Reviews 9

Next Millennium Review

This is a store credit card issued by Unique Card Services. If you're wondering whether Next Millennium is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have good approval odds.
Pros & Cons of Next Millennium
The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Charges an annual fee of $239.4
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card benefits.
Next Millennium FAQ

Does Next Millennium have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Next Millennium benefits?

It provides the following benefits:

  • Emergency Support

What are the relevant APRs for Next Millennium?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR starting at 0% .

Does Next Millennium have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Next Millennium have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Next Millennium?

The following fees apply:

Next Millennium Fees
Fees Amount
Annual Fee $239.40
Initial Program Fee $29.95
Returned Payment Fee $30
Late Payment Fee $10

What is the customer service phone number for Next Millennium?

The Next Millennium customer service number is (888) 805-7648.

What is the support contact email for Next Millennium?

The support contact email for Next Millennium is memberservices@uniquecardservices.com.

How do people rate the customer service and user experience of Next Millennium?

Overall, Next Millennium is mostly not recommended based on community reviews that rate customer service and user experience.

How to apply for Next Millennium

  • Visit the Next Millennium website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

About Next Millennium

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Availability

  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $29.95
Annual Fee $239.40
Returned Payment Fee $30
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Credit Card Benefits
  • Emergency Support
Rewards Type No Rewards
Credit Limit Up to $1,000
Purchase APR (Variable APR) Starting at 0%
Card Type
  • Bad Credit
  • Store Card
Card Network Other

Next Millennium Community Reviews

 

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SUPERMONEY NET RECOMMENDATION SCORE

This product is mostly not recommended by SuperMoney users with a score of -22, equating to 2.6 on a 5 point rating scale.

-22

Recommendation score measures the loyalty between a provider and a consumer. It's at +100 if everybody recommends the provider, and at -100 when no one recommends.

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