Last Updated: 09/24/2025
SuperMoney User Recommendation Score -10
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Highlights
Community Rating
Purchase APR (Variable APR)
Balance Transfer APR (Variable APR)
Credit Score Range
Annual Fee
Number of Reviews
Next Millennium Review
Key Takeaways
- Poor credit accepted. This card will consider people who have poor credit.
Pros & Cons of Next Millennium
| The Good | The Bad |
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Next Millennium FAQ
Does Next Millennium have a cash back or rewards program?
| Description |
- Emergency Support
What are the relevant APRs for Next Millennium?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Does Next Millennium have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers. Next Millennium does not offer balance transfers.Does Next Millennium have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Next Millennium?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $239.4 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $10 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Initial Program Fee | $29.95 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
What is the customer service phone number for Next Millennium?
What is the support contact email for Next Millennium?
How do people rate the customer service and user experience of Next Millennium?
Does Unique Card Services perform a hard credit pull?
How to apply for Next Millennium
- Visit the website of Next Millennium.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
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