Next Millennium

in Personal Credit Cards

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Next Millennium


in Personal Credit Cards

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Who is the Next Millennium Card Designed For?

Next Millennium Card is designed for people with poor credit who want to shop at is an online department store that offers a wide selection of brand name merchandise. Cardholders receive a $1,000 credit line with no credit check, and no applications are denied for poor credit.

What are Next Millennium Card’s Rates?

The Next Millennium Card has a 0% APR, but it also has hefty fees to consider. To keep the account in good standing, users must pay a minimum monthly payment of 15% of the account balance or $25, whichever is greater.

What Are the Fees For Next Millennium Card?

Next Millennium Card has an initial application fee of $29.95 and a monthly membership fee of $19.95. That is $239.40 a year. It also has a $10 late payment fee and a $30 returned check fee. Notice Next Millennium Card gives cardholders a credit line of $250 for unpaid membership fees. 

What Rewards And Benefits Does Next Millennium Card Offer?

Next Millennium does not have a traditional rewards program, but it does offers rewards to members who are current with their monthly membership fee. These rewards include roadside assistance (towing, lock-out assistance, fluid delivery, tire change, jump-starts) 365 days a year provided by Nationwide Auto Club, Inc. Next Millennium also provides legal assistance (initial phone consultations, review of legal documents, free will, and assistance solving problems with government programs) and daily deal discounts.

How Is Next Millennium Card Better Than Other Credit Cards?

Next Millennium Card offers people with bad credit the convenience of buying online (at without the need of a credit check. Applicants are not declined for bad credit, and the membership includes useful benefits, such as road assistance, legal services, and daily deals.

SUPERMONEY Disclosure: is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...


  • Headquarters
  •   413 Jefferson Trail
    P.O. Box 17
    Chalk Hill, PA 15421 USA
  •   Visit Site


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  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Payment Penalty $10
Returned Payment Fee $30
Initial Processing Fee $29.95
Annual Fee $239.40
Minimum Age 18
Credit Score Range 300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type Personal
Emergency Support  
Credit Card Benefits
  • Emergency Support
Purchase APR (Variable APR) Starting at 0%
Credit Limit 1000

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