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Next Millennium

in Personal Credit Cards from Unique Card Services

Claimed Visit Site

Next Millennium

Claimed

in Personal Credit Cards from Unique Card Services

Net Recommendation Score 0% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

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Community Rating

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Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $239.40
Purchase APR  (Variable APR) Starting at 0%

Next Millennium Review

Next Millennium is a store credit card issued by Unique Card Services. If you're wondering whether Next Millennium is the right card for you, read on. This is everything you need to know to make a good choice.

  • Poor credit. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.
The Good The Bad
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • Charges an annual fee of $239.40.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Next Millennium cash back or rewards program?

No, Next Millennium does not offer a rewards program.

What are the Next Millennium benefits?

Next Millennium provides the following benefits:

  • Emergency Support

What are the relevant APRs for Next Millennium?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Next Millennium has lower than average purchase APRs.

Next Millennium has a variable purchase APR starting at 0% .

Does Next Millennium have an introductory APR offer on balance transfers??

No, Next Millennium does not come with an introductory APR offer for balance transfers.

Does Next Millennium have an introductory APR offer on new purchases??

Next Millennium does not offer an introductory rate on new purchases.

What are the Next Millennium fees?

The following fees apply to Next Millennium:

Next Millennium Fees
Fees Amount
Annual Fee $239.4
Initial Program Fee $29.95
Returned Payment Fee $30
Late Payment Fee $10

How to apply for Next Millennium

  • Visit the Next Millennium website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SUPERMONEY Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Contact

  • Headquarters
  •   413 Jefferson Trail
    P.O. Box 17
    Chalk Hill, PA 15421
  •   Visit Site

About Next Millennium

Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $29.95
Annual Fee $239.40
Returned Payment Fee $30
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Emergency Support  
Credit Card Benefits Emergency Support
Credit Limit $1,000
Purchase APR (Variable APR) Starting at 0%

Next Millennium Community Reviews

 

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