Vast Platinum

Key Takeaways

• 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 20 months.
• 0% APR on new purchases. New cardholders receive an introductory 0% APR rate on new purchases for 20 months.
• APRs: Vast Platinum has a variable regular purchase APR that ranges from 13.49% up to 23.49%.
• No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
• A 3% balance transfer fee. Vast Platinum charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
• Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
• Secured card. This card requires a refundable deposit before you can use the account. Deposits are returned upon account closure after settling outstanding balances. These cards can help people with poor credit or little credit history build their credit.
• Poor credit accepted. This card will consider people who have poor credit.

Pros & Cons of Vast credit card

Vast credit card FAQ

Does Vast credit card have a cash back or rewards program?

How do people rate the customer service and user experience of Vast credit card?

Does Vast Platinum report your account activity to credit bureaus?

• Equifax
• Experian
• TransUnion

Does Unique Card Services perform a hard credit pull?

How to apply for Vast credit card

• Visit the website of Vast credit card.
• Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
• Check the information is accurate and submit your application.