Vast Platinum

Out of Business

Vast Platinum

in Personal Credit Cards

Out of Business

Vast Platinum

in Personal Credit Cards

SuperMoney Net Recommendation Score -57% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Strongly not recommended

1 user recommends
1 user is unsure
5 users don't recommend
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Who is this credit card designed for?

Vast Platinum is a credit card issued by Unique Card Services, which is based in Hopwood, PA. 

Vast Platinum is designed for people with a credit score of 300 to 640.

What are the relevant APRs?

Vast Platinum has a variable purchase APR starting at 0%.

Is an introductory APR offer available?

No, Vast Platinum does not come with an introductory APR offer for balance transfers.

Vast Platinum does not offer an introductory rate on new purchases.

What are the fees?

The following fees apply to Vast Platinum:

  • An annual fee of $239.40. Make sure the rewards and benefits of this card justify the cost of the annual fee.
  • An initial processing fee of $29.95.
  • A late payment penalty of $10.
  • A returned payment fee of $30.

Is a rewards program offered?

No, Vast Platinum does not offer a rewards program.

Is a signup bonus offered?

Vast Platinum doesn't offer a cash signup bonus.

Is an annual loyalty bonus offered?

Vast Platinum doesn't offer a cash loyalty bonus.

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  • Headquarters
  • PO Box 757
    Hopwood, PA 15445 USA


Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Late Payment Penalty
Returned Payment Fee
Initial Processing Fee
Annual Fee
Minimum Age
Credit Score Range
300 - 640
850 300 640
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Customer Type
Emergency Support


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Other Personal Credit Cards

Unique Card Services Personal Credit Cards



Purchase APR

Balance Transfer APR

Annual Fee

Credit Score Range

Next Millennium

Next Millennium

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Starting Purchase APR
(Variable APR)
0% Starting Variable APR
Balance Transfer APR N/A Balance Transfer APR
Annual Fee $239.40 Annual Fee
Credit Score Range 300 - 640 300 850