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  Vast Platinum

Vast Platinum

in Personal Credit Cards from Unique Card Services

Claimed

Vast Platinum

Claimed

in Personal Credit Cards from Unique Card Services

SuperMoney Net Recommendation Score +13% Recommendation score measures the loyalty between a provider and a consumer. It's at +100% if everybody recommends the provider and at -100% when no one recommends.

Mostly recommended

8 users recommend
2 users are unsure
6 users don't recommend
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Highlights
Highlights
Community Rating Mostly recommended
Balance Transfer APR  (Variable APR) N/A
Credit Score Range 300 - 640
Annual Fee $239.95
Purchase APR  (Variable APR) Starting at 0%
Number of Reviews 16

Vast Platinum Review

Vast Platinum is a store secured credit card credit card issued by Unique Card Services. If you're wondering whether Vast Platinum is the right card for you, read on. This is everything you need to know to make a good choice.

Key takeaways:

  • Secured card. This card requires a refundable deposit before you qualify for a line of credit. These cards are often used to improve the credit of people with poor credit or little credit history.
  • Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still qualify.

Vast Platinum Pros and Cons:

The Good The Bad
  • Roadside Assistance
  • Lower than average purchase APRs.
  • Considers applicants with fair or poor credit.
  • $19.95 monthly fee. ($239.95/year)
  • This is a merchandise credit line that can only be used at www.myuniqueoutlet.com.
  • Charges an annual fee of $239.95
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • You don't earn rewards on every purchase.
  • Does not report to credit bureaus.
  • Does not include many credit card rewards.

Is there a Vast Platinum cash back or rewards program?

No, Vast Platinum does not offer a rewards program.

What are the relevant APRs for Vast Platinum?

According to the Federal Reserve Board, the average interest rate is 15% for all credit cards and 17% for accounts that carry a balance. Vast Platinum has lower than average purchase APRs.

Vast Platinum has a variable purchase APR starting at 0% .

Does Vast Platinum have an introductory APR offer on balance transfers?

No, Vast Platinum does not come with an introductory APR offer for balance transfers.

Does Vast Platinum have an introductory APR offer on new purchases??

Vast Platinum does not offer an introductory rate on new purchases.
Vast Platinum Purchase Intro Offer
Description
Introductory Rate N/A
Purchase Intro APR Period (months) N/A

What are the Vast Platinum fees?

The following fees apply to Vast Platinum:

Vast Platinum Fees
Fees Amount
Annual Fee $239.95
Initial Program Fee $29.95
Returned Payment Fee $30
Late Payment Fee $10

How to apply for Vast Platinum

  • Visit the Vast Platinum website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
  • If you're denied click here to find out why your application may have been rejected and what you can do about it.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

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Contact

  • Headquarters
  •   413 Jefferson Trail
    P.O. Box 17
    Chalk Hill, PA 15421
  •   Visit Site

About Vast Platinum

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Availability

Alaska Alabama Arkansas Arizona California Colorado Connecticut Washington, D.C. Delaware Florida Georgia Hawaii Iowa Idaho Illinois Indiana Kansas Kentucky Louisiana Massachusetts Maryland Maine Michigan Minnesota Missouri Mississippi Montana North Carolina North Dakota Nebraska New Hampshire New Jersey New Mexico Nevada New York Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Virginia Vermont Washington Wisconsin West Virginia Wyoming
  Available in 50 states and Washington, D.C.
  • Alabama
  • Alaska
  • Arizona
  • Arkansas
  • California
  • Colorado
  • Connecticut
  • Delaware
  • Washington, DC
  • Florida
  • Georgia
  • Hawaii
  • Idaho
  • Illinois
  • Indiana
  • Iowa
  • Kansas
  • Kentucky
  • Louisiana
  • Maine
  • Maryland
  • Massachusetts
  • Michigan
  • Minnesota
  • Mississippi
  • Missouri
  • Montana
  • Nebraska
  • Nevada
  • New Hampshire
  • New Jersey
  • New Mexico
  • New York
  • North Carolina
  • North Dakota
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Vermont
  • Virginia
  • Washington
  • West Virginia
  • Wisconsin
  • Wyoming

Feature Breakdown

Initial Program Fee $29.95
Annual Fee $239.95
Returned Payment Fee $30
Late Fee Amount $10
Customer Type Personal
Minimum Age 18
Supported Income Types
  • 1099 Misc. Income
  • Cash
  • Direct Deposit (W2, SSA, SSDI)
  • Payroll Check or Prepaid Card
Military Status
  • Active Duty Military
  • Military Dependent
  • Non-Military
  • Veterans
Employment Statuses Considered
  • Employed Full-Time
  • Employed Part-Time
  • Other
  • Retired
  • Self-Employed
  • Unemployed
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 300 - 640
Rewards Type No Rewards

Vast Platinum Community Reviews

 

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Balance Transfer APR

Credit Score Range

Annual Fee

Purchase APR

Next Millennium

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4 total votes
In our efforts to provide the community with the most accurate information, recommendation rating is not determined until a sufficient number of SuperMoney users cast their vote
Balance Transfer APR N/A Balance Transfer APR
Credit Score Range 300 - 640     300 850
Annual Fee $239.40 Annual Fee
Starting Purchase APR 0% Starting Variable APR