Notre Dame FCU Irish Rewards Visa Credit Card
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| Purchase APR (Variable APR) | 7.40 - 15.65 |
| Balance Transfer APR (Variable APR) | 7.40 - 15.65 |
| Credit Score Range | 650 - 850 |
| Annual Fee | $0 |
Notre Dame FCU Irish Rewards Visa Credit Card Review
This is a cashback card issued by Notre Dame Federal Credit Union. If you're wondering whether Notre Dame FCU Irish Rewards Visa Credit Card is the right card for you, read on.
Key Takeaways
- 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
- Signup bonus. Offers a signup bonus of 15000 points after spending $1,000 within 2 months that can be redeemed for travel, gifts, or other perks.
- Competitive APRs. Notre Dame FCU Irish Rewards Visa Credit Card has a variable purchase APR that ranges from 7.40% up to 15.65%.
- No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
- 3% Balance transfer fee. Notre Dame FCU Irish Rewards Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
- Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Notre Dame FCU Irish Rewards Visa Credit Card
| The Good | The Bad |
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Notre Dame FCU Irish Rewards Visa Credit Card FAQ
Does Notre Dame FCU Irish Rewards Visa Credit Card have a cash back or rewards program?
This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
| Rewards rate (all purchases) | N/A |
| Max rewards rate | N/A |
| Annual rewards limit | N/A |
| Signup Bonus ($) | N/A |
| Signup Bonus (Points/Miles) | 15000 |
| Signup Bonus Spend Requirement | $1000 |
| Signup Bonus Spend Period (months) | 2 months |
Does Notre Dame FCU Irish Rewards Visa Credit Card have a signup bonus?
This card doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.Does Notre Dame FCU Irish Rewards Visa Credit Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Notre Dame FCU Irish Rewards Visa Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Notre Dame FCU Irish Rewards Visa Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Notre Dame FCU Irish Rewards Visa Credit Card has a variable purchase APR that ranges from 7.40% up to 15.65%. The card has a variable balance transfer APR that ranges from 7.40% up to 15.65%. It also has a variable cash advance APR that ranges from 7.40% up to 15.65%.
Does Notre Dame FCU Irish Rewards Visa Credit Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.
| Description | |
|---|---|
| Balance Transfer Introductory APR | 0 |
| Balance Transfer Intro APR Period | 12 months |
| Balance Transfer APR | 7.40 - 15.65 |
| Balance Transfer Fee % | 3 |
Does Notre Dame FCU Irish Rewards Visa Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Notre Dame FCU Irish Rewards Visa Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 2% |
| Returned Payment Fee | up to $32 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.
Does Notre Dame FCU Irish Rewards Visa Credit Card have a foreign transaction fee?
Notre Dame FCU Irish Rewards Visa Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Notre Dame FCU Irish Rewards Visa Credit Card?
The Notre Dame FCU Irish Rewards Visa Credit Card customer service number is (833) 741-6067.
What is the support contact email for Notre Dame FCU Irish Rewards Visa Credit Card?
The support contact email for Notre Dame FCU Irish Rewards Visa Credit Card is ndfcu@NotreDameFCU.com.
What is the Notre Dame FCU Irish Rewards Visa Credit Card login page?
You can access the Notre Dame FCU Irish Rewards Visa Credit Card login page here.
How do people rate the customer service and user experience of Notre Dame FCU Irish Rewards Visa Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Notre Dame FCU Irish Rewards Visa Credit Card report your account activity to credit bureaus?
Yes, Notre Dame FCU Irish Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Notre Dame FCU Irish Rewards Visa Credit Card
- Visit the Notre Dame FCU Irish Rewards Visa Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
1828 Moreau Drive
Notre Dame, IN 46556 USA - (833) 741-6067
- Visit Site
- Email Support
Other Services by Notre Dame Federal Credit Union
Availability
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- Washington, DC
- West Virginia
- Wisconsin
- Wyoming
Feature Breakdown
| Cash Advance Fee (%) | 3 |
| Foreign Currency Transaction Fee | 2 |
| No Annual Fee | |
| Annual Fee | $0 |
| Minimum Interest Charge | 0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to 32 |
| Late Fee Amount | Up to 25 |
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