SuperMoney
  Notre Dame Federal Credit Union Irish Rewards Visa Credit Card

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card

in Personal Credit Cards from Notre Dame Federal Credit Union

Unaffiliated

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card

Unaffiliated

in Personal Credit Cards from Notre Dame Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Notre Dame Federal Credit Union Irish Rewards Visa Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Highlights
Purchase APR  (Variable APR) 7.40 - 15.65
Balance Transfer APR  (Variable APR) 7.40 - 15.65
Credit Score Range 650 - 850
Annual Fee $0

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card Review

This is a cashback credit card issued by Notre Dame Federal Credit Union. If you're wondering whether Notre Dame Federal Credit Union Irish Rewards Visa Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • 0% APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for up to 12 months, which is the average period for 0% APR balance transfer cards.
  • Signup bonus. Offers a signup bonus of 15000 points after spending $1,000 within 2 months that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. Notre Dame Federal Credit Union Irish Rewards Visa Credit Card has a variable purchase APR that ranges from 7.40% up to 15.65%.
  • No annual fee*. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. Notre Dame Federal Credit Union Irish Rewards Visa Credit Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval oods if your credit score is above650.
Pros & Cons of Notre Dame Federal Credit Union Irish Rewards Visa Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • 0% APR balance transfer intro rate on balance transfers for up to 12 months.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Notre Dame Federal Credit Union Irish Rewards Visa Credit Card is accepted.
  • Notre Dame Federal Credit Union Irish Rewards Visa Credit Card reports to multiple credit bureaus.
  • Charges a foreign transaction fee of 2%.
  • Charges a 3% balance transfer fee.
  • Does not include many credit card benefits.
Notre Dame Federal Credit Union Irish Rewards Visa Credit Card FAQ

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card have a cash back or rewards program?

This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus (Points/Miles) 15000
Signup Bonus Spend Requirement $1000
Signup Bonus Spend Period (months) 2 months

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus. However, it does include a 15000 points signup bonus after spending $1000 that can be redeemed for travel, gifts, or other perks.

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Notre Dame Federal Credit Union Irish Rewards Visa Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Notre Dame Federal Credit Union Irish Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR that ranges from 7.40% up to 15.65%. The card has a variable balance transfer APR that ranges from 7.40% up to 15.65%. It also has a variable cash advance APR that ranges from 7.40% up to 15.65%.

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of up to 12 months.

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card Balance Transfers
Description
Balance Transfer Introductory APR 0
Balance Transfer Intro APR Period 12 months
Balance Transfer APR 7.40 - 15.65
Balance Transfer Fee % 3

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Notre Dame Federal Credit Union Irish Rewards Visa Credit Card?

The following fees apply:

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Foreign Transaction Fee 2%
Returned Payment Fee up to $32
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card have a foreign transaction fee?

Notre Dame Federal Credit Union Irish Rewards Visa Credit Card charges a foreign transaction fee of 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Notre Dame Federal Credit Union Irish Rewards Visa Credit Card?

The Notre Dame Federal Credit Union Irish Rewards Visa Credit Card customer service number is (833) 741-6067.

What is the support contact email for Notre Dame Federal Credit Union Irish Rewards Visa Credit Card?

The support contact email for Notre Dame Federal Credit Union Irish Rewards Visa Credit Card is ndfcu@NotreDameFCU.com.

Does Notre Dame Federal Credit Union Irish Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, Notre Dame Federal Credit Union Irish Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Notre Dame Federal Credit Union Irish Rewards Visa Credit Card

  • Visit the Notre Dame Federal Credit Union Irish Rewards Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 7:00pm
  • Tuesday 9:00am - 7:00pm
  • Wednesday 9:00am - 7:00pm
  • Thursday 9:00am - 7:00pm
  • Friday 9:00am - 7:00pm
  • Saturday Closed

Other Services by Notre Dame Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

Every Purchase (Points) 1.5
Every Purchase (Points) 1.5 points for every $1.00 spent on net purchases.
No Annual Fee
Annual Fee $0
Minimum Interest Charge 0
No Interest Grace Period for Late Payment 25 days
Cash Advance Fee (%) 3
Foreign Currency Transaction Fee 2
Returned Payment Fee Up to 32
Late Fee Amount Up to 25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Signup Bonus (points) 15,000
Cash Advance APR (Variable APR) 7.40 - 15.65
Balance Computation a method called “average daily balance (including new purchases).”
Purchase APR (Variable APR) 7.40 - 15.65
Balance Transfer Introductory APR (Variable APR) 0
Balance Transfer Intro APR Period (Variable APR) 12 months
Balance Transfer APR (Variable APR) 7.40 - 15.65
Balance Transfer Fee % 3
Card Type
  • Rewards
  • Cashback
Card Network Visa

Be the first to rate

 

Would you recommend Notre Dame Federal Credit Union Irish Rewards Visa Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards