Last Updated: 07/28/2025
Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$0
Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card Review
This is a travel card issued by Ohio Teamsters Credit Union. If you're wondering whether Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card is the right card for you, read on.
Key Takeaways
- 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 6 months, which is shorter than the average 0% APR period of 12 months.
- Earn $150 bonus reward (15,000 points) after you spend $500 within first 90 days of account opening.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.74%.
- No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.
- A 3.0% balance transfer fee. Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3.00% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
Pros & Cons of Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card
| The Good | The Bad |
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Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card FAQ
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card have a cash back or rewards program?
Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card is a travel rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Gas | 2 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Groceries | 2 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Restaurants | 4 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 1 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card have a signup bonus?
Yes. Earn $150 bonus reward (15,000 points) after you spend $500 within first 90 days of account opening.
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card benefits?
Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card provides the following benefits:
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card has a variable purchase APR that ranges from 19.49% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card have an intro APR offer on balance transfers?
Yes, it offers an intro APR rate on balance transfers of 0% for a period of 6 months.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer APR | 19.49% - 29.74% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Introductory APR | 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Intro APR Period | 6 months | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee % | Starting at 3.0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Balance Transfer Fee Minimum | $5.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card have a foreign transaction fee?
Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card charges a foreign transaction fee of up to 3.00%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card?
The customer service number for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card is (216) 573-6700.
What is the support contact email for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card?
The support contact email for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card is mgr@ohioteamsterscu.com.
How do people rate the customer service and user experience of Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card report your account activity to credit bureaus?
Yes, Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ohio Teamsters Credit Union perform a hard credit pull?
Yes, Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card
- Visit the website of Ohio Teamsters Credit Union Visa Signature® Everyday Rewards+ Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed
Other Services by Ohio Teamsters Credit Union
Other Credit Cards from Ohio Teamsters Credit Union
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$390
Rating not yet determined
Purchase APR
19.49% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.49% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
Rating not yet determined
Purchase APR
19.74% - 29.74%
Disclaimer popup with additional information
Balance Transfer APR
19.74% - 29.74%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$99
Rating not yet determined
Purchase APR
18.24% - 29.24%
Disclaimer popup with additional information
Balance Transfer APR
18.24% - 29.24%
Disclaimer popup with additional information
Credit Score Range
N/A
Annual Fee
$0
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