Last Updated: 04/18/2025
Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Purchase APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.74% - 29.74%(Verified 06/21/2024)
Credit Score Range
N/A
Annual Fee
$390
Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card Review
This is a card issued by Ohio Teamsters Credit Union. If you're wondering whether Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card is the right card for you, read on.
Key Takeaways
- Earn $500 bonus reward (50,000 points) after you spend $4,500 within first 90 days of account opening. Up to $240 in statement credits for eligible purchases on sports & fitness, personal care, entertainment & streaming services, and dining, takeout & restaurant delivery purchases.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.74% up to 29.74%.
- A 3.0% balance transfer fee. Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.00.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as emergency support, identity theft protection, travel assistance, and fraud protection.
Pros & Cons of Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card
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Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card FAQ
Does Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card have a cash back or rewards program?
No, it does not offer a rewards program.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Travel | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Airfare | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Car Rentals | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Hotels | 6 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 2 x points every month | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
- Emergency Support
- Zero fraud liability
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card has a variable purchase APR that ranges from 19.74% up to 29.74%. The card has a variable balance transfer APR that ranges from 19.74% up to 29.74%. It also has a variable cash advance APR of 29.99% .
Does Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $390.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Additional Card Fee Amount | $0.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Minimum Cash Advance Fee ($) | $10.00 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 5.00% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $390.00.
Does Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card?
The customer service number for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card is (216) 573-6700.
What is the support contact email for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card?
The support contact email for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card is mgr@ohioteamsterscu.com.
What is the login page for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card?
You can access the login page of Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card here.
How do people rate the customer service and user experience of Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card report your account activity to credit bureaus?
Yes, Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Ohio Teamsters Credit Union perform a hard credit pull?
Yes, Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card
- Visit the website of Ohio Teamsters Credit Union Visa Infinite® Reserve Rewards+ Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Contact
Headquarters
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:30PM
Tuesday
8:30AM - 4:30PM
Wednesday
8:30AM - 4:30PM
Thursday
8:30AM - 4:30PM
Friday
8:30AM - 4:30PM
Saturday
Closed