Last Updated: 07/28/2025
PA Central FCU uChoose Rewards VISA
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
Starting at 12.49%(Verified 09/20/2024)
Balance Transfer APR (Variable APR)
Starting at 12.49%(Verified 09/20/2024)
Credit Score Range
680 - 850
Annual Fee
N/A
PA Central FCU uChoose Rewards VISA Review
This is a rewards card issued by PA Central Federal Credit Union. If you're wondering whether PA Central FCU uChoose Rewards VISA is the right card for you, read on.
Key Takeaways
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of PA Central FCU uChoose Rewards VISA
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PA Central FCU uChoose Rewards VISA FAQ
Does PA Central FCU uChoose Rewards VISA have a cash back or rewards program?
PA Central FCU uChoose Rewards VISA is a rewards card.
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Every Purchase | 2 x points | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
Does PA Central FCU uChoose Rewards VISA have a signup bonus?
This card doesn't offer a cash signup bonus.Does PA Central FCU uChoose Rewards VISA offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the PA Central FCU uChoose Rewards VISA benefits?
PA Central FCU uChoose Rewards VISA provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for PA Central FCU uChoose Rewards VISA?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.PA Central FCU uChoose Rewards VISA has a variable purchase APR starting at 12.49%. The card has a variable balance transfer APR starting at 12.49% . It also has a variable cash advance APR starting at 12.49% .
Does PA Central FCU uChoose Rewards VISA have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does PA Central FCU uChoose Rewards VISA have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for PA Central FCU uChoose Rewards VISA?
N/A.
What is the customer service phone number for PA Central FCU uChoose Rewards VISA?
The customer service number for PA Central FCU uChoose Rewards VISA is (717) 564-4661.
What is the support contact email for PA Central FCU uChoose Rewards VISA?
The support contact email for PA Central FCU uChoose Rewards VISA is info@pacentralfcu.com.
What is the login page for PA Central FCU uChoose Rewards VISA?
You can access the login page of PA Central FCU uChoose Rewards VISA here.
How do people rate the customer service and user experience of PA Central FCU uChoose Rewards VISA?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does PA Central FCU uChoose Rewards VISA report your account activity to credit bureaus?
Yes, PA Central FCU uChoose Rewards VISA reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does PA Central Federal Credit Union perform a hard credit pull?
Yes, PA Central FCU uChoose Rewards VISA performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for PA Central FCU uChoose Rewards VISA
- Visit the website of PA Central FCU uChoose Rewards VISA.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed