SuperMoney
Explore
Compare Rates

Compare All Personal Credit Cards

Filter & compare all your options in one place.

View All Personal Credit Cards
x No thanks, not right now
Advertiser Disclosure
  Partners Federal Credit Union Visa Platinum Rewards Credit Card

Partners Federal Credit Union Visa Platinum Rewards Credit Card

in Personal Credit Cards from Partners Federal Credit Union

Unaffiliated

Partners Federal Credit Union Visa Platinum Rewards Credit Card

Unaffiliated

in Personal Credit Cards from Partners Federal Credit Union

Not enough votes for recommendation

Not enough votes for recommendation

Cast your vote

Would you recommend Partners Federal Credit Union Visa Platinum Rewards Credit Card to your friends?

Thanks for your vote!

You voted: May or may not recommend

Change my vote
Highlights
Purchase APR  (Variable APR) 9.49% - 17.99%
Balance Transfer APR  (Variable APR) 9.49% - 17.99%
Credit Score Range 650 - 850
Annual Fee $0

Partners Federal Credit Union Visa Platinum Rewards Credit Card Review

This is a credit card issued by Partners Federal Credit Union. If you're wondering whether Partners Federal Credit Union Visa Platinum Rewards Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Partners Federal Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.49% up to 17.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Partners Federal Credit Union Visa Platinum Rewards Credit Card
The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Partners Federal Credit Union Visa Platinum Rewards Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Does not offer rewards or cash back.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Partners Federal Credit Union Visa Platinum Rewards Credit Card FAQ

Does Partners Federal Credit Union Visa Platinum Rewards Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

What are the Partners Federal Credit Union Visa Platinum Rewards Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Partners Federal Credit Union Visa Platinum Rewards Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Partners Federal Credit Union Visa Platinum Rewards Credit Card has a variable purchase APR that ranges from 9.49% up to 17.99%. The card has a variable balance transfer APR that ranges from 9.49% up to 17.99%. It also has a variable cash advance APR that ranges from 9.49% up to 17.99%.

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Partners Federal Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Partners Federal Credit Union Visa Platinum Rewards Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Partners Federal Credit Union Visa Platinum Rewards Credit Card?

The following fees apply:

  • There is no overlimit fee
Partners Federal Credit Union Visa Platinum Rewards Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $23
Late Payment Fee $10 - $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.

Does Partners Federal Credit Union Visa Platinum Rewards Credit Card have a foreign transaction fee?

Partners Federal Credit Union Visa Platinum Rewards Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the support contact email for Partners Federal Credit Union Visa Platinum Rewards Credit Card?

The support contact email for Partners Federal Credit Union Visa Platinum Rewards Credit Card is pfcu.marketing@partnersfcu.org.

How do people rate the customer service and user experience of Partners Federal Credit Union Visa Platinum Rewards Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Partners Federal Credit Union Visa Platinum Rewards Credit Card report your account activity to credit bureaus?

Yes, Partners Federal Credit Union Visa Platinum Rewards Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Partners Federal Credit Union Visa Platinum Rewards Credit Card

  • Visit the Partners Federal Credit Union Visa Platinum Rewards Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

About Partners Federal Credit Union Visa Platinum Rewards Credit Card

Icon for Personal Credit Cards
View all personal credit cards offered by Partners Federal Credit Union
View Partners Federal Credit Union Profile

Availability

  Available in 2 states
  • California
  • Florida

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee $23
Late Fee Amount $10 - $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 9.49% - 17.99%
Balance Computation "average daily balance" for each transaction type.
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 9.49% - 17.99%
Balance Transfer APR (Variable APR) 9.49% - 17.99%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Balance Transfer
Card Network Visa

Be the first to rate

 

Would you recommend Partners Federal Credit Union Visa Platinum Rewards Credit Card to your friends?

Before we publish your vote:

Please explain your vote by sharing your experience.

Writing a review increases the credibility of your vote and helps your fellow users make a better-informed decision.

Please write a review to submit your vote
(will require moderator approval)

Other Personal Credit Cards

Strongly recommended

15 Reviews

Strongly recommended

18 Reviews

Mostly recommended

26 Reviews

View All

Partners Federal Credit Union Personal Credit Cards

Loading...
Browse Personal Credit Cards
SuperMoney
Goals
Partner with us
Go to homepage

NMLS Consumer Access ID #1520999

Copyright 2022 SuperMoney, LLC. All rights reserved.

SuperMoney Advertiser Disclosure

*SuperMoney is not responsible for third party products, services, sites, recommendations, endorsements, reviews, etc. All products, logos, and company names are trademarks™ or registered® trademarks of their respective holders. Their use does not signify or suggest the endorsement, affiliation, or sponsorship, of or by SuperMoney or them of us.

This content is not provided by any financial institution. Any opinions, analyses, reviews or recommendations expressed here are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any financial institution.

SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). SuperMoney strives to provide a wide array of offers for our users, but our offers do not represent all financial services companies or products.

We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.