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  Partners Federal Credit Union Visa Signature Credit Card

Partners Federal Credit Union Visa Signature Credit Card

in Personal Credit Cards from Partners Federal Credit Union

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Partners Federal Credit Union Visa Signature Credit Card

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in Personal Credit Cards from Partners Federal Credit Union

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Highlights
Purchase APR  (Variable APR) 14.74%
Balance Transfer APR  (Variable APR) 14.74%
Credit Score Range 650 - 850
Annual Fee $0

Partners Federal Credit Union Visa Signature Credit Card Review

This is a rewards credit card issued by Partners Federal Credit Union. If you're wondering whether Partners Federal Credit Union Visa Signature Credit Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways
  • Competitive APRs. Partners Federal Credit Union Visa Signature Credit Card has a variable purchase APR of 14.74%
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.
Pros & Cons of Partners Federal Credit Union Visa Signature Credit Card
The Good The Bad
  • Lower than average purchase APRs.
  • No annual fee.
  • Cardholders can earn rewards on purchases everywhere Partners Federal Credit Union Visa Signature Credit Card is accepted.
  • Partners Federal Credit Union Visa Signature Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.
  • Does not include many credit card benefits.
Partners Federal Credit Union Visa Signature Credit Card FAQ

Does Partners Federal Credit Union Visa Signature Credit Card have a cash back or rewards program?

Partners Federal Credit Union Visa Signature Credit Card is a rewards card.

Partners Federal Credit Union Visa Signature Credit Card Rewards
Minimum rewards rate 1x
Max rewards rate N/A
Annual rewards limit N/A

Does Partners Federal Credit Union Visa Signature Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Partners Federal Credit Union Visa Signature Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Partners Federal Credit Union Visa Signature Credit Card benefits?

It provides the following benefits:

  • Zero fraud liability
  • Reports to major credit bureaus

What are the relevant APRs for Partners Federal Credit Union Visa Signature Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. It has lower than average regular APRs.

It has a variable purchase APR of 14.74%. The card has a variable balance transfer APR of 14.74% . It also has a variable cash advance APR of 14.74% .

The good news is this card does not charge a penalty APR if you are late on a payment.

Does Partners Federal Credit Union Visa Signature Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Partners Federal Credit Union Visa Signature Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Partners Federal Credit Union Visa Signature Credit Card?

The following fees apply:

  • There is no overlimit fee
Partners Federal Credit Union Visa Signature Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee $23
Late Payment Fee $10 - $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Partners Federal Credit Union Visa Signature Credit Card have a foreign transaction fee?

Partners Federal Credit Union Visa Signature Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Partners Federal Credit Union Visa Signature Credit Card?

The Partners Federal Credit Union Visa Signature Credit Card customer service number is (800) 948-6677.

What is the support contact email for Partners Federal Credit Union Visa Signature Credit Card?

The support contact email for Partners Federal Credit Union Visa Signature Credit Card is pfcu.marketing@partnersfcu.org.

Does Partners Federal Credit Union Visa Signature Credit Card report your account activity to credit bureaus?

Yes, Partners Federal Credit Union Visa Signature Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Partners Federal Credit Union Visa Signature Credit Card

  • Visit the Partners Federal Credit Union Visa Signature Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 4:00pm
  • Tuesday 9:00am - 4:00pm
  • Wednesday 9:00am - 4:00pm
  • Thursday 9:00am - 4:00pm
  • Friday 9:00am - 4:00pm
  • Saturday Closed

About Partners Federal Credit Union Visa Signature Credit Card

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View all personal credit cards offered by Partners Federal Credit Union

Availability

  Available in 2 states
  • California
  • Florida

Feature Breakdown

Cash Advance Fee Minimum $0
Cash Advance Fee (%) 0%
Minimum Cash Advance Fee ($) $0
No Annual Fee
Annual Fee $0
Minimum Interest Charge $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Foreign Currency Transaction Fee 1%
Returned Payment Fee $23
Late Fee Amount $10 - $25
Customer Type Personal
Minimum Age 18
Supported Income Types
  • Direct Deposit (W2, SSA, SSDI)
  • Cash
  • Payroll Check or Prepaid Card
  • 1099 Misc. Income
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Fraud Liability
Rewards Rates
  • Every Purchase
Cash Advance APR (Variable APR) 14.74%
Balance Computation "average daily balance" for each transaction type.
Penalty APR (Variable APR) 0%
Purchase APR (Variable APR) 14.74%
Balance Transfer APR (Variable APR) 14.74%
Balance Transfer Fee Minimum $0
Balance Transfer Fee % 0%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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