Last Updated: 07/28/2025
Old Second Visa Travel Rewards Card
Unaffiliated
in Credit Cards from Old Second National Bank
Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
19.49% - 29.49%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
19.49% - 29.49%(Verified 06/21/2024)
Credit Score Range
690 - 850
Annual Fee
$0 - $99
Old Second Visa Travel Rewards Card Review
This is a travel card issued by Old Second National Bank. If you're wondering whether Old Second Visa Travel Rewards Card is the right card for you, read on.
Key Takeaways
- Signup bonus. Offers a signup bonus of up to $250.
- Welcome offer. Offers a signup bonus of 25000 points that can be redeemed for travel, gifts, or other perks.
- APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 19.49% up to 29.49%.
- Rewards program. This credit card offers rewards on your purchases, but you will have to pay an annual fee of up to $99 for the privilege.
- $0 intro annual fee for the first year. Old Second Visa Travel Rewards Card gives you the chance to have the card for a year without paying the $0 annual fee.
- A 3% balance transfer fee. Old Second Visa Travel Rewards Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 3% every time you make a transaction outside the U.S.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, airline credit, emergency support, extended warranty protection on purchases, identity theft protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of old second credit cards
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old second credit cards FAQ
Does old second credit cards have a cash back or rewards program?
old second credit cards is a travel rewards card.
| Description |
Does old second credit cards have a signup bonus?
Yes, it offers card users a signup bonus worth up to $250 . However, it does include a 25000 points signup bonus that can be redeemed for travel, gifts, or other perks.
Does old second credit cards offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the old second credit cards benefits?
Old Second Visa Travel Rewards Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Travel Accident Insurance
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for old second credit cards?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.Old Second Visa Travel Rewards Card has a variable purchase APR that ranges from 19.49% up to 29.49%. The card has a variable balance transfer APR that ranges from 19.49% up to 29.49%. It also has a variable cash advance APR of 29.99% .
Does old second credit cards have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does old second credit cards have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for old second credit cards?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $0 - $99 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Annual Fee First Year? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | Up to $41 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee ranging from $0 up to $99.
Does old second credit cards have a foreign transaction fee?
old second credit cards charges a foreign transaction fee of up to 3%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $60. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for old second credit cards?
The customer service number for old second credit cards is (877) 866-0202.
What is the support contact email for old second credit cards?
The support contact email for old second credit cards is SupportCenter@oldsecond.com.
What is the login page for old second credit cards?
You can access the login page of old second credit cards here.
How do people rate the customer service and user experience of old second credit cards?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Old Second Visa Travel Rewards Card report your account activity to credit bureaus?
Yes, Old Second Visa Travel Rewards Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Old Second National Bank perform a hard credit pull?
Yes, old second credit cards performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for old second credit cards
- Visit the website of old second credit cards.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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Hours of Operation
Sunday
Closed
Monday
8:00AM - 5:00PM
Tuesday
8:00AM - 5:00PM
Wednesday
8:00AM - 5:00PM
Thursday
8:00AM - 5:00PM
Friday
8:00AM - 5:00PM
Saturday
8:00AM - 1:00PM