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  Qualstar Credit Union Rewards Visa Credit Card
Qualstar Credit Union Rewards Visa Credit Card
in Credit Cards from Qualstar Credit Union
Unaffiliated

Qualstar Credit Union Rewards Visa Credit Card

Unaffiliated
in Credit Cards from Qualstar Credit Union
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Highlights
Purchase APR  (Variable APR) 10.99% - 27.99%
Balance Transfer APR  (Variable APR) 10.99% - 27.99%
Credit Score Range 650 - 850
Annual Fee $0

Qualstar Credit Union Rewards Visa Credit Card Review

This is a rewards card issued by Qualstar Credit Union. If you're wondering whether Qualstar Credit Union Rewards Visa Credit Card is the right card for you, read on.

Key Takeaways

  • Competitive APRs. Qualstar Credit Union Rewards Visa Credit Card has a variable purchase APR that ranges from 10.99% up to 27.99%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as purchase protection, travel accident insurance, trip cancellation insurance, and fraud protection.
  • Fair or better credit required. You will have good approval odds if your credit score is above 650.

Pros & Cons of Qualstar Credit Union Rewards Visa Credit Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Travel accident insurance.
  • Trip cancellation insurance.
  • Cardholders can earn rewards on purchases everywhere Qualstar Credit Union Rewards Visa Credit Card is accepted.
  • Qualstar Credit Union Rewards Visa Credit Card reports to multiple credit bureaus.
  • Does not offer a signup bonus.
  • Charges a foreign transaction fee of 1%.

Qualstar Credit Union Rewards Visa Credit Card FAQ

Does Qualstar Credit Union Rewards Visa Credit Card have a cash back or rewards program?

Qualstar Credit Union Rewards Visa Credit Card is a rewards card.

Qualstar Credit Union Rewards Visa Credit Card Rewards
Minimum rewards rate 1.5x
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) N/A

Does Qualstar Credit Union Rewards Visa Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does Qualstar Credit Union Rewards Visa Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the Qualstar Credit Union Rewards Visa Credit Card benefits?

It provides the following benefits:

  • Trip Cancellation Insurance
  • Zero fraud liability
  • Travel Accident Insurance
  • Reports to major credit bureaus

What are the relevant APRs for Qualstar Credit Union Rewards Visa Credit Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

Qualstar Credit Union Rewards Visa Credit Card has a variable purchase APR that ranges from 10.99% up to 27.99%. The card has a variable balance transfer APR that ranges from 10.99% up to 27.99%. It also has a variable cash advance APR that ranges from 10.99% up to 27.99%.

Does Qualstar Credit Union Rewards Visa Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does Qualstar Credit Union Rewards Visa Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Qualstar Credit Union Rewards Visa Credit Card?

The following fees apply:

  • There is no overlimit fee
Qualstar Credit Union Rewards Visa Credit Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1%
Returned Payment Fee up to $25
Late Payment Fee up to $25

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does Qualstar Credit Union Rewards Visa Credit Card have a foreign transaction fee?

Qualstar Credit Union Rewards Visa Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Qualstar Credit Union Rewards Visa Credit Card?

The Qualstar Credit Union Rewards Visa Credit Card customer service number is (800) 848-0018.

What is the support contact email for Qualstar Credit Union Rewards Visa Credit Card?

The support contact email for Qualstar Credit Union Rewards Visa Credit Card is ecommunication@qualstarcu.com.

What is the Qualstar Credit Union Rewards Visa Credit Card login page?

You can access the Qualstar Credit Union Rewards Visa Credit Card login page here.

How do people rate the customer service and user experience of Qualstar Credit Union Rewards Visa Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Qualstar Credit Union Rewards Visa Credit Card report your account activity to credit bureaus?

Yes, Qualstar Credit Union Rewards Visa Credit Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for Qualstar Credit Union Rewards Visa Credit Card

  • Visit the Qualstar Credit Union Rewards Visa Credit Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 6:00pm
  • Saturday Closed

About Qualstar Credit Union Rewards Visa Credit Card

Icon for Credit Cards
View all credit cards offered by Qualstar Credit Union
View Qualstar Credit Union Profile

Availability

  Available in 1 state
Washington
Availabile in all of Washington

Feature Breakdown

Cash Advance Fee (%) Up to 2%
Foreign Currency Transaction Fee 1%
No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee Up to $25
Late Fee Amount Up to $25
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 650 - 850
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Purchase Protection
  • Trip Cancellation Insurance
  • Fraud Liability
  • Travel Accident Insurance
Rewards Categories
  • Every Purchase
Cash Advance APR (Variable APR) 10.99% - 27.99%
APR Type Variable APR
Balance Computation average daily balance (including new purchases)
Credit Limit $500 - $25,000
Purchase APR (Variable APR) 10.99% - 27.99%
Balance Transfer APR (Variable APR) 10.99% - 27.99%
Card Type
  • Rewards
  • Balance Transfer
Card Network Visa

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We endeavor to ensure that the information on this site is current and accurate but you should confirm any information with the product or service provider and read the information they can provide.

† To check the rates and terms you qualify for, one or more soft credit pulls will be done by SuperMoney, and/or SuperMoney's lending partners, that will not affect your credit score. However, if you choose a product and continue your application at a lending partners' website, they will request your full credit report from one or more consumer reporting agencies, which is considered a hard credit pull and may affect your credit.