Qualstar Credit Union Share Secured VISA Gold Credit Card
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| Purchase APR (Variable APR) | 13.99% |
| Balance Transfer APR (Variable APR) | 13.99% |
| Credit Score Range | 300 - 550 |
| Annual Fee | $0 |
Qualstar Credit Union Share Secured VISA Gold Credit Card Review
This is a card issued by Qualstar Credit Union. If you're wondering whether Qualstar Credit Union Share Secured VISA Gold Credit Card is the right card for you, read on.
Key Takeaways
- Competitive APRs. Qualstar Credit Union Share Secured VISA Gold Credit Card has a variable purchase APR of 13.99%
- No annual fee*. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card, but you don't have to pay an annual fee for the privilege.
- Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1% every time you make a transaction outside the U.S.
- Poor credit accepted. This card will consider people who have bad credit. Even if you have poor credit, you may still have relatively good approval odds.
Pros & Cons of Qualstar Credit Union Share Secured VISA Gold Credit Card
| The Good | The Bad |
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Qualstar Credit Union Share Secured VISA Gold Credit Card FAQ
Does Qualstar Credit Union Share Secured VISA Gold Credit Card have a cash back or rewards program?
No, it does not offer a rewards program.
What are the Qualstar Credit Union Share Secured VISA Gold Credit Card benefits?
It provides the following benefits:
- Zero fraud liability
- Reports to major credit bureaus
What are the relevant APRs for Qualstar Credit Union Share Secured VISA Gold Credit Card?
According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.Qualstar Credit Union Share Secured VISA Gold Credit Card has a variable purchase APR of 13.99%. The card has a variable balance transfer APR of 13.99% . It also has a variable cash advance APR of 13.99% .
Does Qualstar Credit Union Share Secured VISA Gold Credit Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does Qualstar Credit Union Share Secured VISA Gold Credit Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for Qualstar Credit Union Share Secured VISA Gold Credit Card?
The following fees apply:
| Fees | Amount |
|---|---|
| Annual Fee | $0 |
| Foreign Transaction Fee | 1% |
| Returned Payment Fee | up to $25 |
| Late Payment Fee | up to $25 |
This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost card.
Does Qualstar Credit Union Share Secured VISA Gold Credit Card have a foreign transaction fee?
Qualstar Credit Union Share Secured VISA Gold Credit Card charges a foreign transaction fee of 1%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.What is the customer service phone number for Qualstar Credit Union Share Secured VISA Gold Credit Card?
The Qualstar Credit Union Share Secured VISA Gold Credit Card customer service number is (800) 848-0018.
What is the support contact email for Qualstar Credit Union Share Secured VISA Gold Credit Card?
The support contact email for Qualstar Credit Union Share Secured VISA Gold Credit Card is ecommunication@qualstarcu.com.
What is the Qualstar Credit Union Share Secured VISA Gold Credit Card login page?
You can access the Qualstar Credit Union Share Secured VISA Gold Credit Card login page here.
How do people rate the customer service and user experience of Qualstar Credit Union Share Secured VISA Gold Credit Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does Qualstar Credit Union Share Secured VISA Gold Credit Card report your account activity to credit bureaus?
Yes, Qualstar Credit Union Share Secured VISA Gold Credit Card reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
How to apply for Qualstar Credit Union Share Secured VISA Gold Credit Card
- Visit the Qualstar Credit Union Share Secured VISA Gold Credit Card website.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
Contact
- Headquarters
-
2133 152nd Ave NE
Redmond, WA 98052 USA - (800) 848-0018
- Visit Site
- Email Support
About Qualstar Credit Union Share Secured VISA Gold Credit Card
Other Credit Cards by Qualstar Credit Union
Availability
Feature Breakdown
| Cash Advance Fee (%) | Up to 2% |
| Foreign Currency Transaction Fee | 1% |
| No Annual Fee | |
| Annual Fee | $0 |
| No Interest Grace Period for Late Payment | 25 days |
| Returned Payment Fee | Up to $25 |
| Late Fee Amount | Up to $25 |
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