Last Updated: 07/28/2025
SkyOne Platinum Elite Visa® Signature Card
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Last Updated: 07/28/2025
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Highlights
Purchase APR (Variable APR)
10.25% - 18.00%(Verified 06/21/2024)
Balance Transfer APR (Variable APR)
10.25% - 18.00%(Verified 06/21/2024)
Credit Score Range
Starting at 700
Annual Fee
$65
SkyOne Platinum Elite Visa® Signature Card Review
This is a rewards card issued by SkyOne Federal Credit Union. If you're wondering whether SkyOne Platinum Elite Visa® Signature Card is the right card for you, read on.
Key Takeaways
- Earn up to 30,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.
- APRs: SkyOne Platinum Elite Visa® Signature Card has a variable regular purchase APR that ranges from 10.25% up to 18.00%.
- A 3% balance transfer fee. SkyOne Platinum Elite Visa® Signature Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
- No foreign transaction fee. This card does not charge a fee when you make a purchase that passes through a foreign bank, or is in a currency other than the U.S. dollar (USD), which makes it a great credit card to carry when traveling abroad.
- Multiple credit card benefits. Includes generous credit card perks, such as Auto Rental Collision Damage Waiver, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase security, travel accident insurance, travel assistance, trip cancellation and interruption protection, and fraud protection.
- Good or excellent credit required. You will have low approval odds if your credit score is below good.
Pros & Cons of SkyOne Platinum Elite Visa® Signature Card
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SkyOne Platinum Elite Visa® Signature Card FAQ
Does SkyOne Platinum Elite Visa® Signature Card have a cash back or rewards program?
SkyOne Platinum Elite Visa® Signature Card is a rewards card.
| Description |
Does SkyOne Platinum Elite Visa® Signature Card have a signup bonus?
Yes. Earn up to 30,000 bonus points after you spend $3,000 on purchases in the first 3 months from account opening.
Does SkyOne Platinum Elite Visa® Signature Card offer an annual loyalty bonus?
This card doesn't offer a cash loyalty bonus.What are the SkyOne Platinum Elite Visa® Signature Card benefits?
SkyOne Platinum Elite Visa® Signature Card provides the following benefits:
- Auto Rental Collision Damage Waiver
- Emergency Support
- Extended Warranty Protection
- Trip Cancellation Insurance
- Zero fraud liability
- Price Protection
- Travel Accident Insurance
- Cell Phone Protection
- Travel Assistance
- Reports to major credit bureaus
What are the relevant APRs for SkyOne Platinum Elite Visa® Signature Card?
According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.SkyOne Platinum Elite Visa® Signature Card has a variable purchase APR that ranges from 10.25% up to 18.00%. The card has a variable balance transfer APR that ranges from 10.25% up to 18.00%. It also has a variable cash advance APR that ranges from 10.25% up to 18.00%.
Does SkyOne Platinum Elite Visa® Signature Card have an intro APR offer on balance transfers?
No, it does not come with an intro APR offer for balance transfers.Does SkyOne Platinum Elite Visa® Signature Card have an intro APR offer on new purchases?
This card does not offer an intro APR rate on new purchases.What are the fees for SkyOne Platinum Elite Visa® Signature Card?
| Description | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Returned Payment Fee | $0 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Foreign Currency Transaction Fee | Starting at 0% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Annual Fee | $65 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| No Foreign Transaction Fee? | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Late Fee Amount | $25 - $30 | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| Cash Advance Fee (%) | 3% | ||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
This card charges an annual fee of $65.
There is a late fee of up to $30 . Does SkyOne Platinum Elite Visa® Signature Card have a foreign transaction fee?
This card does not charge foreign transaction fees. If you are a frequent traveler, avoiding foreign transaction fees can save you hundreds of dollars in fees when you travel out of the country.What is the customer service phone number for SkyOne Platinum Elite Visa® Signature Card?
The customer service number for SkyOne Platinum Elite Visa® Signature Card is (800) 421-7111.
What is the support contact email for SkyOne Platinum Elite Visa® Signature Card?
The support contact email for SkyOne Platinum Elite Visa® Signature Card is memberservices@SkyOne.org.
What is the login page for SkyOne Platinum Elite Visa® Signature Card?
You can access the login page of SkyOne Platinum Elite Visa® Signature Card here.
How do people rate the customer service and user experience of SkyOne Platinum Elite Visa® Signature Card?
We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.
Does SkyOne Platinum Elite Visa® Signature Card report your account activity to credit bureaus?
Yes, SkyOne Platinum Elite Visa® Signature Card reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does SkyOne Federal Credit Union perform a hard credit pull?
Yes, SkyOne Platinum Elite Visa® Signature Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for SkyOne Platinum Elite Visa® Signature Card
- Visit the website of SkyOne Platinum Elite Visa® Signature Card.
- Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
- Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.
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