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  SkyOne Platinum Rewards Visa® Card
SkyOne Platinum Rewards Visa® Card Unaffiliated

SkyOne Platinum Rewards Visa® Card

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Highlights
Purchase APR  (Variable APR) 10.25% - 18.00%
Balance Transfer APR  (Variable APR) 10.25% - 18.00%
Credit Score Range Starting at 700
Annual Fee $0

SkyOne Platinum Rewards Visa® Card Review

This is a rewards credit card issued by SkyOne Federal Credit Union. If you're wondering whether SkyOne Platinum Rewards Visa® Card is the right card for you, read on. This review will provide you with with all the details you need to make a good choice.

Key Takeaways

  • Signup bonus. Offers a signup bonus of $1,500.
  • Signup bonus. Offers a signup bonus of 10000 points that can be redeemed for travel, gifts, or other perks.
  • Competitive APRs. SkyOne Platinum Rewards Visa® Card has a variable purchase APR that ranges from 10.25% up to 18.00%.
  • No annual fee*. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases, but you don't have to pay an annual fee for the privilege.
  • 3% Balance transfer fee. SkyOne Platinum Rewards Visa® Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of 1.0% every time you make a transaction outside the U.S.
  • Multiple credit card benefits. Includes generous credit card perks, such as rental insurance, emergency support, extended warranty protection on purchases, identity theft protection, price protection, purchase protection, travel accident insurance, travel assistance, and fraud protection.
  • Good or better credit required. You will have low approval odds if your credit score is below 700.

Pros & Cons of SkyOne Platinum Rewards Visa® Card

The Good The Bad
  • Potentially lower than average purchase APRs.
  • No annual fee.
  • Multiple credit card perks.
  • Offers auto rental collision damage waiver.
  • Extended warranty and price protection on purchases.
  • Identity Theft Protection.
  • Travel accident and travel assistance insurance.
  • Cardholders can earn rewards on their purchases.
  • SkyOne Platinum Rewards Visa® Card reports to multiple credit bureaus.
  • You need good credit to qualify.
  • Charges a foreign transaction fee of 1.0%.
  • Charges a 3% balance transfer fee.

SkyOne Platinum Rewards Visa® Card FAQ

Does SkyOne Platinum Rewards Visa® Card have a cash back or rewards program?

SkyOne Platinum Rewards Visa® Card is a rewards card.

SkyOne Platinum Rewards Visa® Card Rewards
Rewards rate (all purchases) N/A
Max rewards rate N/A
Annual rewards limit N/A
Signup Bonus ($) Up to $1,500
Signup Bonus (Points/Miles) 10000

Does SkyOne Platinum Rewards Visa® Card have a signup bonus?

Yes, it offers card users a signup bonus worth up to $1500. However, it does include a 10000 points signup bonus that can be redeemed for travel, gifts, or other perks.

Does SkyOne Platinum Rewards Visa® Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the SkyOne Platinum Rewards Visa® Card benefits?

It provides the following benefits:

  • Auto Rental Collision Damage Waiver
  • Emergency Support
  • Extended Warranty Protection
  • Zero fraud liability
  • Price Protection
  • Travel Accident Insurance
  • Travel Assistance
  • Reports to major credit bureaus

What are the relevant APRs for SkyOne Platinum Rewards Visa® Card?

According to the Federal Reserve Board, the average regular APR is 15% for all credit cards and 17% for accounts that carry a balance. This card has lower than average regular APRs.

SkyOne Platinum Rewards Visa® Card has a variable purchase APR that ranges from 10.25% up to 18.00%. The card has a variable balance transfer APR that ranges from 10.25% up to 18.00%. It also has a variable cash advance APR that ranges from 10.25% up to 18.00%.

Does SkyOne Platinum Rewards Visa® Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does SkyOne Platinum Rewards Visa® Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for SkyOne Platinum Rewards Visa® Card?

The following fees apply:

  • There is no overlimit fee
SkyOne Platinum Rewards Visa® Card Fees
Fees Amount
Annual Fee $0
Overlimit Fee $0
Foreign Transaction Fee 1.0%
Returned Payment Fee $0
Late Payment Fee $25 - $30

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

Does SkyOne Platinum Rewards Visa® Card have a foreign transaction fee?

SkyOne Platinum Rewards Visa® Card charges a foreign transaction fee of 1.0%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $20. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for SkyOne Platinum Rewards Visa® Card?

The SkyOne Platinum Rewards Visa® Card customer service number is (800) 421-7111.

What is the support contact email for SkyOne Platinum Rewards Visa® Card?

The support contact email for SkyOne Platinum Rewards Visa® Card is memberservices@SkyOne.org.

What is the SkyOne Platinum Rewards Visa® Card login page?

You can access the SkyOne Platinum Rewards Visa® Card login page here.

How do people rate the customer service and user experience of SkyOne Platinum Rewards Visa® Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does SkyOne Platinum Rewards Visa® Card report your account activity to credit bureaus?

Yes, SkyOne Platinum Rewards Visa® Card reports your account activity to the following credit reporting agencies:

  • Equifax
  • Experian
  • Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

How to apply for SkyOne Platinum Rewards Visa® Card

  • Visit the SkyOne Platinum Rewards Visa® Card website.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.

If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author’s alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Hours of Operation

  • Sunday Closed
  • Monday 9:00am - 5:00pm
  • Tuesday 9:00am - 5:00pm
  • Wednesday 9:00am - 5:00pm
  • Thursday 9:00am - 5:00pm
  • Friday 9:00am - 5:00pm
  • Saturday Closed

About SkyOne Platinum Rewards Visa® Card

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View all credit cards offered by SkyOne Federal Credit Union

Availability

  Available in 50 states and Washington, D.C.
  • Alaska
  • Alabama
  • Arkansas
  • Arizona
  • California
  • Colorado
  • Connecticut
  • Washington, DC
  • Delaware
  • Florida
  • Georgia
  • Hawaii
  • Iowa
  • Idaho
  • Illinois
  • Indiana
  • Kansas
  • Kentucky
  • Louisiana
  • Massachusetts
  • Maryland
  • Maine
  • Michigan
  • Minnesota
  • Missouri
  • Mississippi
  • Montana
  • North Carolina
  • North Dakota
  • Nebraska
  • New Hampshire
  • New Jersey
  • New Mexico
  • Nevada
  • New York
  • Ohio
  • Oklahoma
  • Oregon
  • Pennsylvania
  • Rhode Island
  • South Carolina
  • South Dakota
  • Tennessee
  • Texas
  • Utah
  • Virginia
  • Vermont
  • Washington
  • Wisconsin
  • West Virginia
  • Wyoming

Feature Breakdown

No Annual Fee
Annual Fee $0
Over-Limit Fee $0
No Interest Grace Period for Late Payment 25 days
Returned Payment Fee $0
Cash Advance Fee (%) 3%
Foreign Currency Transaction Fee 1.0%
Late Fee Amount $25 - $30
Customer Type Personal
Minimum Age 18
Military Status
  • Active Duty Military
  • Non-Military
  • Veterans
  • Military Dependent
Employment Statuses Considered
  • Other
  • Employed Full-Time
  • Employed Part-Time
  • Self-Employed
  • Retired
Immigration Status Considered
  • U.S. Citizen
  • U.S. Permanent Resident
Credit Score Range 700 -
Credit Bureau Reporting
  • Experian
  • Equifax
  • TransUnion
Credit Card Benefits
  • Identity Theft Protection
  • Auto Rental Collision Damage Waiver
  • Extended Warranty Protection
  • Price Protection
  • Purchase Protection
  • Emergency Support
  • Fraud Liability
  • Travel Accident Insurance
  • Travel Assistance
Rewards Categories
  • 1.5x Points on Travel
  • 1.5x Points on Restaurants
  • 1x Point on Every Purchase
Signup Bonus (points) 10,000
Signup Bonus $1,500
Cash Advance APR (Variable APR) 10.25% - 18.00%
Credit Limit Up to $25,000
Purchase APR (Variable APR) 10.25% - 18.00%
Balance Transfer APR (Variable APR) 10.25% - 18.00%
Balance Transfer Fee % 3%
Card Type
  • Rewards
Card Network Visa

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