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Last Updated: 07/28/2025

The Infirmary FCU Visa Platinum Credit Card

from The Infirmary Federal Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
The Infirmary Federal Credit Union logo
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Highlights

Purchase APR (Fixed APR)

9.99% - 16.99%(Verified 06/21/2024)

Balance Transfer APR (Fixed APR)

9.99% - 16.99%(Verified 06/21/2024)

Credit Score Range

N/A


Annual Fee

$0

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The Infirmary FCU Visa Platinum Credit Card Review

This is a card issued by The Infirmary Federal Credit Union. If you're wondering whether The Infirmary FCU Visa Platinum Credit Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
  • APRs: The Infirmary FCU Visa Platinum Credit Card has a fixed purchase APR that ranges from 9.99% up to 16.99%.
  • No annual fee. This is a great option for people looking for a low-maintenance card. It gives you the benefits of a credit card , but you don't have to pay an annual fee for the privilege.
  • A 3.0% balance transfer fee. The Infirmary FCU Visa Platinum Credit Card charges a fee of 3.0% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 1.0% every time you make a transaction outside the U.S.

Pros & Cons of The Infirmary FCU Visa Platinum Credit Card

The Infirmary FCU Visa Platinum Credit Card FAQ

Does The Infirmary FCU Visa Platinum Credit Card have a cash back or rewards program?

No, it does not offer a rewards program.

How do people rate the customer service and user experience of The Infirmary FCU Visa Platinum Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does The Infirmary FCU Visa Platinum Credit Card report your account activity to credit bureaus?

Yes, The Infirmary FCU Visa Platinum Credit Card reports to the following credit bureau:
  • Equifax
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does The Infirmary Federal Credit Union perform a hard credit pull?

Yes, The Infirmary FCU Visa Platinum Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for The Infirmary FCU Visa Platinum Credit Card

  • Visit the website of The Infirmary FCU Visa Platinum Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

130 Mobile Infirmary Blvd
Mobile, AL 36607
(251) 435-5900
Visit Site

Hours of Operation

Sunday
Closed
Monday
7:00AM - 5:00PM
Tuesday
7:00AM - 5:00PM
Wednesday
10:00AM - 5:00PM
Thursday
7:00AM - 5:00PM
Friday
7:00AM - 5:00PM
Saturday
Closed

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Purchase APR

18.00%
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Balance Transfer APR

18.0%
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Credit Score Range

N/A

Annual Fee

$0
Visit Site

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

The Infirmary FCU Visa Platinum Credit Card Community Reviews

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