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Last Updated: 07/28/2025

Eastern Bank Max Cash Preferred Card

from Eastern Bank

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Eastern Bank Max Cash Preferred Card logo
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Highlights

Purchase APR (Variable APR)

17.49% - 27.49%(Verified 06/21/2024)

Balance Transfer APR (Variable APR)

17.49% - 27.49%(Verified 06/21/2024)

Credit Score Range

Starting at 650

Annual Fee

$0

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Eastern Bank Max Cash Preferred Card Review

This is a cashback credit card issued by Eastern Bank. If you're wondering whether Eastern Bank Max Cash Preferred Card is the right card for you, read on.

Key Takeaways

  • 0% Intro APR balance transfer intro rate. Offers an introductory 0% APR rate on balance transfers for 12 months, which is the average period for 0% APR balance transfer cards.
  • APR: This is not a great card for people who carry a balance. It has a variable regular purchase APR that ranges from 17.49% up to 27.49%.
  • No annual fee. This is a great option for people looking for a low-maintenance cashback card. It gives you cashback on your eligible purchases, but you don't have to pay an annual fee for the privilege.
  • A 3% balance transfer fee. Eastern Bank Max Cash Preferred Card charges a fee of 3% on balance transfers. For example, a balance of $1,000 could cost $30 in transfer fees. The minimum fee is $5.
  • Charges foreign transaction fees. Avoid using this card when traveling abroad because it charges a commission of up to 2% every time you make a transaction outside the U.S.
  • Fair or better credit required. You will have good approval odds if you have a fair credit score or better.

Pros & Cons of Eastern Bank Max Cash Preferred Card

Eastern Bank Max Cash Preferred Card FAQ

Does Eastern Bank Max Cash Preferred Card have a cash back or rewards program?

No, it does not offer a rewards program. This is a cashback card. This means you earn a percentage of your purchases as cash back rewards.
  • Zero fraud liability

What are the relevant APRs for Eastern Bank Max Cash Preferred Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
Eastern Bank Max Cash Preferred Card has a variable purchase APR that ranges from 17.49% up to 27.49%. The card has a variable balance transfer APR that ranges from 17.49% up to 27.49%. It also has a variable cash advance APR of 28.99% .
The good news is this card does not charge a penalty APR if you are late on a payment.

Does Eastern Bank Max Cash Preferred Card have an intro APR offer on balance transfers?

Yes, it offers an intro APR rate on balance transfers of 0% for a period of 12 months.

Does Eastern Bank Max Cash Preferred Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for Eastern Bank Max Cash Preferred Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost cashback card.

Does Eastern Bank Max Cash Preferred Card have a foreign transaction fee?

Eastern Bank Max Cash Preferred Card charges a foreign transaction fee of up to 2%. For example, if you spend $2,000 on a week vacation abroad you would pay a foreign transaction fee of $40. If you travel abroad you may want to leave this card at home and apply for one that doesn't charge foreign transaction fees.

What is the customer service phone number for Eastern Bank Max Cash Preferred Card?

The customer service number for Eastern Bank Max Cash Preferred Card is (800) 327-8376.

What is the support contact email for Eastern Bank Max Cash Preferred Card?

The support contact email for Eastern Bank Max Cash Preferred Card is socialwebteam@easternbank.com.

How do people rate the customer service and user experience of Eastern Bank Max Cash Preferred Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does Eastern Bank perform a hard credit pull?

Yes, Eastern Bank Max Cash Preferred Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for Eastern Bank Max Cash Preferred Card

  • Visit the website of Eastern Bank Max Cash Preferred Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

(800) 327-8376
Visit Site

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 12:00PM

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Purchase APR

17.49% - 27.49%
Disclaimer popup with additional information

Balance Transfer APR

17.49% - 27.49%
Disclaimer popup with additional information

Credit Score Range

Starting at 650

Annual Fee

$0
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Eastern Bank Everyday Rewards+ Card logo

Purchase APR

17.49% - 27.49%
Disclaimer popup with additional information

Balance Transfer APR

17.49% - 27.49%
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Credit Score Range

N/A

Annual Fee

$0

Eastern Bank Max Cash Secured Card logo

Purchase APR

28.99%
Disclaimer popup with additional information

Balance Transfer APR

28.99%
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Credit Score Range

Starting at 650

Annual Fee

$0

Eastern Bank Platinum Card logo

Purchase APR

16.99% - 26.99%
Disclaimer popup with additional information

Balance Transfer APR

16.99% - 26.99%
Disclaimer popup with additional information

Credit Score Range

N/A

Annual Fee

$0

Eastern Bank Secured Card logo

Purchase APR

26.99%
Disclaimer popup with additional information

Balance Transfer APR

26.99%
Disclaimer popup with additional information

Credit Score Range

Starting at 650

Annual Fee

$0

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

0

-1000+100
No one recommends
Everyone recommends
The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

Eastern Bank Max Cash Preferred Card Community Reviews

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