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Last Updated: 07/28/2025

West Michigan CU Better Reward Credit Card

in Credit Cards from West Michigan Credit Union

Last Updated: 07/28/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
West Michigan CU Better Reward Credit Card logo
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Highlights

Purchase APR (Variable APR)

Starting at 12.00%(Verified 09/20/2024)

Balance Transfer APR (Variable APR)

Starting at 12.00%(Verified 09/20/2024)

Credit Score Range

N/A


Annual Fee

$0

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West Michigan CU Better Reward Credit Card Review

This is a rewards card issued by West Michigan Credit Union. If you're wondering whether West Michigan CU Better Reward Credit Card is the right card for you, read on.

Key Takeaways

  • No annual fee. This is a great option for people looking for a low-maintenance rewards card. It gives you rewards on your purchases , but you don't have to pay an annual fee for the privilege.

Pros & Cons of West Michigan CU Better Reward Credit Card

West Michigan CU Better Reward Credit Card FAQ

Does West Michigan CU Better Reward Credit Card have a cash back or rewards program?

West Michigan CU Better Reward Credit Card is a rewards card.

Does West Michigan CU Better Reward Credit Card have a signup bonus?

This card doesn't offer a cash signup bonus.

Does West Michigan CU Better Reward Credit Card offer an annual loyalty bonus?

This card doesn't offer a cash loyalty bonus.

What are the relevant APRs for West Michigan CU Better Reward Credit Card?

According to the Federal Reserve Board, the average regular APR for accounts that carry a balance (as of November 2024) is 22.80%. This card has lower than average regular APRs.
West Michigan CU Better Reward Credit Card has a variable purchase APR starting at 12.00%. The card has a variable balance transfer APR starting at 12.00% . It also has a variable cash advance APR starting at 12.00% .

Does West Michigan CU Better Reward Credit Card have an intro APR offer on balance transfers?

No, it does not come with an intro APR offer for balance transfers.

Does West Michigan CU Better Reward Credit Card have an intro APR offer on new purchases?

This card does not offer an intro APR rate on new purchases.

What are the fees for West Michigan CU Better Reward Credit Card?

This card does not charge an annual fee, which makes it a smart choice for consumers looking for a low-cost rewards card.

What is the customer service phone number for West Michigan CU Better Reward Credit Card?

The customer service number for West Michigan CU Better Reward Credit Card is (800) 442-4576.

What is the support contact email for West Michigan CU Better Reward Credit Card?

The support contact email for West Michigan CU Better Reward Credit Card is CUinfo@westmichigancu.com.

What is the login page for West Michigan CU Better Reward Credit Card?

You can access the login page of West Michigan CU Better Reward Credit Card here.

How do people rate the customer service and user experience of West Michigan CU Better Reward Credit Card?

We currently don't have sufficient reviews to provide a reliable SuperMoney community rating for this product.

Does West Michigan CU Better Reward Credit Card report your account activity to credit bureaus?

Yes, West Michigan CU Better Reward Credit Card reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does West Michigan Credit Union perform a hard credit pull?

Yes, West Michigan CU Better Reward Credit Card performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

How to apply for West Michigan CU Better Reward Credit Card

  • Visit the website of West Michigan CU Better Reward Credit Card.
  • Fill in the application form. You will typically need to provide general financial information, such as your Social Security Number, address, and annual income.
  • Check the information is accurate and submit your application.
If your credit score is preventing you from qualifying for this credit card, check out our guide for the best credit cards for bad credit.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

1319 Front Ave NW
Grand Rapids, MI 49504
Visit Site

Hours of Operation

Sunday
Closed
Monday
8:30AM - 5:00PM
Tuesday
8:30AM - 5:00PM
Wednesday
8:30AM - 5:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
Closed

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