Last Updated: 04/18/2025
1st Bank Trust New Orleans Personal Line Credit
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
$1,000 - $50,000
APR (Fixed APR)
Up to .25%(Verified 06/21/2024)
1st Bank Trust New Orleans Personal Line Credit Review
1st Bank Trust New Orleans Personal Line Credit is offered through First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust of New Orleans personal line of credit are available in 3 states.
1st Bank Trust New Orleans Personal Line Credit FAQ
What APRs does 1st Bank Trust New Orleans Personal Line Credit offer?
1st Bank Trust New Orleans Personal Line Credit offers an APR and goes up to .25% APR.
Does the 1st Bank Trust New Orleans Personal Line Credit charge an origination fee?
Yes, 1st Bank Trust New Orleans Personal Line Credit charges a line of credit origination fee .Does the 1st Bank Trust New Orleans Personal Line Credit charge a cash advance fee?
Yes, 1st Bank Trust New Orleans Personal Line Credit may charge a fee of 3% of the amount of each cash advance. of $5Does 1st Bank Trust New Orleans Personal Line Credit charge a late fee?
Yes, 1st Bank Trust New Orleans Personal Line Credit may charge borrowers a late payment fee of up to $35 .How much can you borrow via 1st Bank Trust New Orleans Personal Line Credit?
Upon approval and based on your credit worthiness, your 1st Bank Trust New Orleans Personal Line Credit personal line of credit will be assigned a credit limit of at least $1,000 and as much as $50,000. .
| Cash Advance Fee | 3% |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | $35 |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for 1st Bank Trust New Orleans Personal Line Credit?
Applicants with a credit score of at least 600 and up to 840 may be eligible for 1st Bank Trust New Orleans Personal Line Credit. The minimum age to be eligible is 18 or the state minimum, whichever is higher. 1st Bank Trust New Orleans Personal Line Credit does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by 1st Bank Trust New Orleans Personal Line Credit.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Bank account information
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does 1st Bank Trust New Orleans Personal Line Credit report your account activity to credit bureaus?
Yes, 1st Bank Trust New Orleans Personal Line Credit reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does First Bank and Trust of New Orleans perform a hard credit pull?
As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates. First Bank and Trust of New Orleans personal line of credit allows you to check your rates with a soft credit pull.
How to apply for 1st Bank Trust New Orleans Personal Line Credit
- Visit the 1st Bank Trust New Orleans Personal Line Credit website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed