
First Bank and Trust of New Orleans Personal Loan
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APR (Fixed APR) | N/A |
Loan Amount | N/A |
Loan Term (Months) | N/A |
First Bank and Trust of New Orleans Personal Loan Review
First Bank and Trust of New Orleans Personal Loan is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust of New Orleans Personal Loan is available in 3 states across the USA.
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- Prequalified rate. You can check your prequalified rate at First Bank and Trust of New Orleans with a soft pull that will not affect your credit score.
- Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your First Bank and Trust of New Orleans Personal Loan early.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Bank and Trust of New Orleans Personal Loan.
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What interest rates and personal loan terms does First Bank and Trust personal loan offer?
First Bank and Trust personal loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does First Bank and Trust personal loan offer?
First Bank and Trust personal loan offers a fixed APR personal loan product but they do not disclose their interest rates.
Personal Loan Amount | N/A |
Loan Term | N/A |
APR | N/A |
What fees does First Bank and Trust personal loan charge?
Does First Bank and Trust personal loan charge an origination fee?
First Bank and Trust personal loan may charge a personal loan origination fee.
Does First Bank and Trust personal loan charge a late fee?
Yes, First Bank and Trust personal loan may charge borrowers a late payment fee if you miss one of the monthly payments of up to $35.
Does First Bank and Trust personal loan charge prepayment fees?
No, First Bank and Trust personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
Origination Fee | No |
Prepayment Fee | N/A |
Late Payment Fee | $35 |
What do you need to qualify for First Bank and Trust of New Orleans Personal Loan?
Applicants with a credit score of at least 600 and up to 840 may be eligible for First Bank and Trust of New Orleans Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.First Bank and Trust of New Orleans Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. First Bank and Trust of New Orleans Personal Loan only considers borrowers who are employed. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via First Bank and Trust of New Orleans Personal Loan. Their rates fall within the limits of The Military Lending Act.
U.S. citizens are, of course, eligible for the services offered by First Bank and Trust of New Orleans Personal Loan. Permanent resident / green card holders are also eligible to apply.
To qualify, applicants may need to provide the following documentation:
- Recent pay stubs
- Proof of income
- Recent bank statements
- Driver's license
- Government issued photo ID
- Proof of identity
Minimum Age | 18 |
Bank Account Required? | No |
Application Types Accepted |
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Credit Score | 600 - 840 |
Does First Bank and Trust of New Orleans Personal Loan report your account activity to credit bureaus?
Yes, First Bank and Trust of New Orleans Personal Loan reports your account activity to the following credit reporting agencies:
- Equifax
- Experian
- Transunion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.
Contact
- Headquarters
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909 Poydras Street
Ste. 100
New Orleans, LA 70112 - Visit Site
- Email Support
Other Services by First Bank and Trust of New Orleans
Availability
- Florida
- Louisiana
- Mississippi
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