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Last Updated: 04/18/2025

First Bank and Trust of New Orleans Personal Loan

from First Bank and Trust of New Orleans

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
First Bank and Trust of New Orleans Personal Loan logo
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First Bank and Trust of New Orleans Personal Loan Review

First Bank and Trust of New Orleans Personal Loan is offered by First Bank and Trust of New Orleans, a bank founded in 1991 and based in New Orleans, LA. First Bank and Trust personal loan are available in 3 states.

Key Takeaways

    .
  • Prequalified rate. You can check your prequalified rate at First Bank and Trust of New Orleans with a soft pull that will not affect your FICO or VantageScore.
  • Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for First Bank and Trust of New Orleans Personal Loan.

First Bank and Trust personal loan Pros & Cons

First Bank and Trust personal loan FAQ

What interest rates and personal loan terms does First Bank and Trust personal loan offer?

First Bank and Trust personal loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does First Bank and Trust personal loan offer?

First Bank and Trust personal loan offers a fixed APR personal loan product but they do not disclose their interest rates.

What fees does First Bank and Trust personal loan charge?

Does First Bank and Trust personal loan charge an origination fee?

First Bank and Trust personal loan may charge a personal loan origination fee .

Does First Bank and Trust personal loan charge a late fee?

Yes, First Bank and Trust personal loan may charge a late payment fee if you miss one of the regularly scheduled payments of up to $35.

Does First Bank and Trust personal loan charge prepayment fees?

No, First Bank and Trust personal loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for First Bank and Trust of New Orleans Personal Loan?

Applicants with a credit score of at least 600 and up to 840 may be eligible for First Bank and Trust of New Orleans Personal Loan. The minimum age to be eligible is 18 or the state minimum, whichever is higher.
First Bank and Trust of New Orleans Personal Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by First Bank and Trust of New Orleans Personal Loan.
To qualify, applicants may need to provide the following documentation:
  • Recent pay stubs
  • Proof of income
  • Bank account information
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does First Bank and Trust of New Orleans Personal Loan report your account activity to credit bureaus?

Yes, First Bank and Trust of New Orleans Personal Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does First Bank and Trust of New Orleans perform a hard credit pull?

As is the case with most providers, a hard credit pull will likely occur if you accept an offer after checking your rates.
First Bank and Trust personal loan allows you to check your rates with a soft credit pull.

Are First Bank and Trust of New Orleans Personal Loan legit?

First Bank and Trust of New Orleans was founded in 1991, it is a well-established company that has been in business for 35 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

909 Poydras Street
Ste. 100
New Orleans, LA 70112
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
9:00AM - 4:00PM
Tuesday
9:00AM - 4:00PM
Wednesday
9:00AM - 4:00PM
Thursday
9:00AM - 4:00PM
Friday
9:00AM - 4:00PM
Saturday
Closed

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SuperMoney Net Recommendation Score

This product has no reviews yet. Help others by sharing your thoughts.

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The recommendation score reflects customer satisfaction with a provider. A score of +100 means every customer recommends the provider, while -100 means none of them do. These scores are based entirely on community member votes and are not influenced by partner compensation. SuperMoney removes fake reviews when detected.

First Bank and Trust of New Orleans Personal Loan Community Reviews

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