Is Service Plus Credit Union Overdraft Protection the right fit for you?
Last Updated: 04/18/2025
Service Plus Credit Union Overdraft Protection
Unaffiliated
Last Updated: 04/18/2025
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Highlights
Amount Range
N/A
APR (Variable APR)
14.99%(Verified 06/21/2024)
Service Plus Credit Union Overdraft Protection Review
Service Plus Credit Union Overdraft Protection is offered through Service Plus Credit Union, a credit union founded in 1950 and based in Moline, IL. Service Plus Credit Union Overdraft Protection are available in 50 states and Washington, DC.
Service Plus Credit Union Overdraft Protection FAQ
What APRs does Service Plus Credit Union Overdraft Protection offer?
Service Plus Credit Union Overdraft Protection offers a variable APR of 14.99% APR.
Does the Service Plus Credit Union Overdraft Protection charge an origination fee?
Yes, Service Plus Credit Union Overdraft Protection charges a line of credit origination fee .Does the Service Plus Credit Union Overdraft Protection charge a cash advance fee?
Yes, Service Plus Credit Union Overdraft Protection may charge a fee .Does Service Plus Credit Union Overdraft Protection charge a late fee?
Yes, Service Plus Credit Union Overdraft Protection may charge borrowers a late payment fee .| Cash Advance Fee | N/A |
| Origination Fee | No |
| Prepayment Fee? | Yes |
| Late Payment Fee | No |
| Statement Balance Fee | No |
| Billing Cycle Charge | No |
What do you need to qualify for Service Plus Credit Union Overdraft Protection?
Service Plus Credit Union Overdraft Protection does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Service Plus Credit Union Overdraft Protection does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Service Plus Credit Union Overdraft Protection.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
Does Service Plus Credit Union Overdraft Protection report your account activity to credit bureaus?
Yes, Service Plus Credit Union Overdraft Protection reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Service Plus Credit Union perform a hard credit pull?
Yes, Service Plus Credit Union Overdraft Protection performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
How to apply for Service Plus Credit Union Overdraft Protection
- Visit the Service Plus Credit Union Overdraft Protection website.
- Fill in the application form. You will typically need to provide general information such as your name, address, email address, Social Security Number, source of income and employment, and checking account information.
- Check the information is accurate and submit your application.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
SundayClosedMonday8:30AM - 5:00PMTuesday8:30AM - 5:00PMWednesday8:30AM - 5:00PMThursday8:30AM - 5:00PMFriday8:30AM - 5:30PMSaturdayClosed
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