Last Updated: 04/18/2025
BHCU Personal Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 9.99%(Verified 06/21/2024)
Amount Range
Up to $35,000
Loan Term (Months)
Up to 84
BHCU Personal Loan Review
BHCU Personal Loan is offered by Boeing Helicopters Credit Union, a credit union founded in 1952 and based in Ridley Park, PA. BHCU Personal Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 9.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for BHCU Personal Loan are on the lower end of the spectrum.
- No origination fee. BHCU Personal Loan does not charge a loan origination fee.
- Super long loan terms. BHCU Personal Loan offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
BHCU Personal Loan Pros & Cons
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BHCU Personal Loan FAQ
What interest rates and personal loan terms does BHCU Personal Loan offer?
What interest rates does BHCU Personal Loan offer?
BHCU Personal Loan offers a fixed APR personal loan product that starts at 9.99% APR.
What is the maximum loan term you can get with BHCU Personal Loan?
BHCU Personal Loan offers loans with terms of up to 84 months.
| Personal Loan Amount | up to $35000.00 |
| Loan Term | up to 84 months |
| APR | Starting at 9.99% |
What fees does BHCU Personal Loan charge?
Does BHCU Personal Loan charge an origination fee?
BHCU Personal Loan does not charge a personal loan origination fee.
A personal loan origination fee is what some lenders charge for processing, underwriting, and funding a personal loan. Typically origination fees range from 0.5% to 5% of the personal loan amount. Whenever possible, consider lenders that don’t charge origination fees.
Does BHCU Personal Loan charge a late fee?
BHCU Personal Loan does not disclose whether it charges late payment fees.
Does BHCU Personal Loan charge prepayment fees?
No, BHCU Personal Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | 0% |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for BHCU Personal Loan?
BHCU Personal Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. BHCU Personal Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by BHCU Personal Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does BHCU Personal Loan report your account activity to credit bureaus?
Yes, BHCU Personal Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Boeing Helicopters Credit Union perform a hard credit pull?
Yes, BHCU Personal Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are BHCU Personal Loan legit?
Boeing Helicopters Credit Union was founded in 1952, it is a well-established company that has been in business for 74 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:15PM
Tuesday
9:00AM - 5:15PM
Wednesday
9:00AM - 5:15PM
Thursday
9:00AM - 5:15PM
Friday
7:30AM - 5:15PM
Saturday
Closed