Last Updated: 04/18/2025
Cedar Point FCU Shared Secured Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 2.55%(Verified 06/21/2024)
Amount Range
N/A
Loan Term (Months)
Up to 84
Cedar Point FCU Shared Secured Loan Review
Cedar Point FCU Shared Secured Loan is offered by Cedar Point Federal Credit Union, a credit union founded in 1945 and based in Lexington Park, MD. Cedar Point FCU Shared Secured Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 2.55%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Cedar Point FCU Shared Secured Loan are on the lower end of the spectrum.
- Super long loan terms. Cedar Point FCU Shared Secured Loan offers loan terms of up to 84 months. Most personal loans have a maximum term of 60 months.
Cedar Point FCU Shared Secured Loan Pros & Cons
| Pros | Cons |
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Cedar Point FCU Shared Secured Loan FAQ
What interest rates and personal loan terms does Cedar Point FCU Shared Secured Loan offer?
Cedar Point FCU Shared Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Cedar Point FCU Shared Secured Loan offer?
Cedar Point FCU Shared Secured Loan offers a fixed APR personal loan product that starts at 2.55% APR.
What is the maximum loan term you can get with Cedar Point FCU Shared Secured Loan?
Cedar Point FCU Shared Secured Loan offers loans with terms of up to 84 months.
| Personal Loan Amount | N/A |
| Loan Term | up to 84 months |
| APR | Starting at 2.55% |
What fees does Cedar Point FCU Shared Secured Loan charge?
Does Cedar Point FCU Shared Secured Loan charge an origination fee?
Cedar Point FCU Shared Secured Loan may charge a personal loan origination fee .
Does Cedar Point FCU Shared Secured Loan charge a late fee?
Cedar Point FCU Shared Secured Loan does not disclose whether it charges late payment fees.
Does Cedar Point FCU Shared Secured Loan charge prepayment fees?
No, Cedar Point FCU Shared Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Cedar Point FCU Shared Secured Loan?
Cedar Point FCU Shared Secured Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Cedar Point FCU Shared Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Cedar Point FCU Shared Secured Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Cedar Point FCU Shared Secured Loan report your account activity to credit bureaus?
Yes, Cedar Point FCU Shared Secured Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Cedar Point Federal Credit Union perform a hard credit pull?
Yes, Cedar Point FCU Shared Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Cedar Point FCU Shared Secured Loan legit?
Cedar Point Federal Credit Union was founded in 1945, it is a well-established company that has been in business for 81 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 6:00PM
Saturday
8:30AM - 12:00PM
Other Services by Cedar Point Federal Credit Union
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Amount Range
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Learn MoreSuperMoney Net Recommendation Score
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