Last Updated: 04/18/2025
Credit Union of Southern California Credit Builder Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rate
Cast Your Vote
Get Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
8.20%(Verified 06/21/2024)
Amount Range
Up to $1,000
Loan Term (Months)
12
Credit Union of Southern California Credit Builder Loan Review
Credit Union of Southern California Credit Builder Loan is offered by Credit Union of Southern California, a credit union founded in 1954 and based in wHITTIER, CA. Credit Union of Southern California Credit Builder Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 8.20%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Credit Union of Southern California Credit Builder Loan are on the lower end of the spectrum.
Credit Union of Southern California Credit Builder Loan Pros & Cons
| Pros | Cons |
|
|
Credit Union of Southern California Credit Builder Loan FAQ
What interest rates and personal loan terms does Credit Union of Southern California Credit Builder Loan offer?
What interest rates does Credit Union of Southern California Credit Builder Loan offer?
Credit Union of Southern California Credit Builder Loan offers a fixed APR personal loan product of 8.20%.
What is the maximum loan term you can get with Credit Union of Southern California Credit Builder Loan?
Credit Union of Southern California Credit Builder Loan offers loans with terms of 12 months.
| Personal Loan Amount | up to $1000 |
| Loan Term | 12 months |
| APR | 8.20% |
What fees does Credit Union of Southern California Credit Builder Loan charge?
Does Credit Union of Southern California Credit Builder Loan charge an origination fee?
Credit Union of Southern California Credit Builder Loan may charge a personal loan origination fee .
Does Credit Union of Southern California Credit Builder Loan charge a late fee?
Credit Union of Southern California Credit Builder Loan does not disclose whether it charges late payment fees.
Does Credit Union of Southern California Credit Builder Loan charge prepayment fees?
No, Credit Union of Southern California Credit Builder Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Credit Union of Southern California Credit Builder Loan?
Credit Union of Southern California Credit Builder Loan does not require or does not disclose a credit score minimum. Credit Union of Southern California Credit Builder Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credit Union of Southern California Credit Builder Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | N/A |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Credit Union of Southern California Credit Builder Loan report your account activity to credit bureaus?
Yes, Credit Union of Southern California Credit Builder Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Southern California perform a hard credit pull?
Yes, Credit Union of Southern California Credit Builder Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Credit Union of Southern California Credit Builder Loan legit?
Credit Union of Southern California was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM