Last Updated: 04/18/2025
Credit Union of Southern California Signature Loan
Unaffiliated
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
10.79% - 18.79%(Verified 06/21/2024)
Amount Range
$500 - $30,000
Loan Term (Months)
Up to 60
Credit Union of Southern California Signature Loan Review
Credit Union of Southern California Signature Loan is offered by Credit Union of Southern California, a credit union founded in 1954 and based in wHITTIER, CA. Credit Union of Southern California Signature Loan are available in 50 states and Washington, DC.
Key Takeaways
- APRs starting at 10.79%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Credit Union of Southern California Signature Loan are on the higher end of the spectrum.
Credit Union of Southern California Signature Loan Pros & Cons
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Credit Union of Southern California Signature Loan FAQ
What interest rates and personal loan terms does Credit Union of Southern California Signature Loan offer?
Credit Union of Southern California Signature Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Credit Union of Southern California Signature Loan offer?
Credit Union of Southern California Signature Loan offers a fixed APR personal loan product that ranges from 10.79% APR up to 18.79% APR.
How much can you borrow via Credit Union of Southern California Signature Loan?
Personal loan amounts start at $500 and go up to $30,000
What is the maximum loan term you can get with Credit Union of Southern California Signature Loan?
Credit Union of Southern California Signature Loan offers loans with terms of up to 60 months.
| Personal Loan Amount | $500 - $30000 |
| Loan Term | up to 60 months |
| APR | 10.79% - 18.79% |
What fees does Credit Union of Southern California Signature Loan charge?
Does Credit Union of Southern California Signature Loan charge an origination fee?
Credit Union of Southern California Signature Loan may charge a personal loan origination fee .
Does Credit Union of Southern California Signature Loan charge a late fee?
Credit Union of Southern California Signature Loan does not disclose whether it charges late payment fees.
Does Credit Union of Southern California Signature Loan charge prepayment fees?
No, Credit Union of Southern California Signature Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | No |
What do you need to qualify for Credit Union of Southern California Signature Loan?
Credit Union of Southern California Signature Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Credit Union of Southern California Signature Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Credit Union of Southern California Signature Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Credit Union of Southern California Signature Loan report your account activity to credit bureaus?
Yes, Credit Union of Southern California Signature Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Credit Union of Southern California perform a hard credit pull?
Yes, Credit Union of Southern California Signature Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Credit Union of Southern California Signature Loan legit?
Credit Union of Southern California was founded in 1954, it is a well-established company that has been in business for 72 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
9:00AM - 5:00PM
Tuesday
9:00AM - 5:00PM
Wednesday
9:00AM - 5:00PM
Thursday
9:00AM - 5:00PM
Friday
9:00AM - 5:00PM
Saturday
9:00AM - 1:00PM