CSE Credit Union Student Loan

CSE Credit Union Student Loan Review

CSE Credit Union Student Loan is offered by Connecticut State Employees Credit Union, a credit union founded in and based in Hartford, CT. CSE Credit Union Student Loan are available in 50 states (and Washington, DC).

Key Takeaways

• APRs starting at 6.90%. Personal loan interest rates typically range between 5% and 36%. The starting rates for CSE Credit Union Student Loan are on the lower end of the spectrum.
• Charges a prepayment fee. This is rare for personal loans. It means you will have to pay a fee if you pay off your CSE Credit Union Student Loan early.
• Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for CSE Credit Union Student Loan.

CSE Credit Union Student Loan Pros & Cons

Pros	Cons
Low APRs available to qualified borrowers. Accepts cosigners and coborrowers.	Charges an origination fee. Does not offer pre-approval with soft credit pull. Charges prepayment fees. Charges a late fee

CSE Credit Union Student Loan FAQ

What interest rates and personal loan terms does CSE Credit Union Student Loan offer?

CSE Credit Union Student Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What fees does CSE Credit Union Student Loan charge?

What do you need to qualify for CSE Credit Union Student Loan?

CSE Credit Union Student Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.

CSE Credit Union Student Loan does not have or does not disclose a minimum annual income eligibility requirement. CSE Credit Union Student Loan will consider borrowers regardless of their employment status if they can prove their ability to repay their obligations. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.

The Military Lending Act (32 C.F.R. § 232) prohibits lenders from charging service members more than 36% APR on credit extended to covered borrowers. Active duty service members and their covered dependents are eligible to apply for a loan via CSE Credit Union Student Loan. Their rates fall within the limits of The Military Lending Act.

U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by CSE Credit Union Student Loan.

To qualify, applicants may need to provide the following documentation:

• Driver's license
• Proof of identity
• Proof of citizenship or residence permit
• U.S. tax identification number

CSE Credit Union Student Loan Eligibility Criteria

Minimum Age	18
Bank Account Required?	No
Application Types Accepted	Co-borrowers Cosigners Individual Applications
Credit Score	N/A

Does CSE Credit Union Student Loan report your account activity to credit bureaus?

Yes, CSE Credit Union Student Loan reports your account activity to the following credit reporting agencies:

• Equifax
• Experian
• Transunion

Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help improve your credit.

Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.