Is Empeople Credit Union Personal Signature Loans the right fit for you?
Last Updated: 04/18/2025
Empeople Credit Union Personal Signature Loans
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Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 17.99%(Verified 06/22/2024)
Amount Range
N/A
Loan Term (Months)
N/A
Empeople Credit Union Personal Signature Loans Review
Empeople Credit Union Personal Signature Loans is offered by Empeople Credit Union, a credit union founded in 1935 and based in Moline, IL. Empeople Credit Union Personal Signature Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 17.99%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Empeople Credit Union Personal Signature Loans are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Empeople Credit Union Personal Signature Loans.
Empeople Credit Union Personal Signature Loans Pros & Cons
| Pros | Cons |
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Empeople Credit Union Personal Signature Loans FAQ
What interest rates and personal loan terms does Empeople Credit Union Personal Signature Loans offer?
Empeople Credit Union Personal Signature Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Empeople Credit Union Personal Signature Loans offer?
Empeople Credit Union Personal Signature Loans offers a fixed APR personal loan product that starts at 17.99% APR.
| Personal Loan Amount | N/A |
| Loan Term | N/A |
| APR | Starting at 17.99% |
What fees does Empeople Credit Union Personal Signature Loans charge?
Does Empeople Credit Union Personal Signature Loans charge an origination fee?
Empeople Credit Union Personal Signature Loans may charge a personal loan origination fee .
Does Empeople Credit Union Personal Signature Loans charge a late fee?
Empeople Credit Union Personal Signature Loans does not disclose whether it charges late payment fees.
Does Empeople Credit Union Personal Signature Loans charge prepayment fees?
No, Empeople Credit Union Personal Signature Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Empeople Credit Union Personal Signature Loans?
Applicants with a credit score that ranges above 700 may be eligible for Empeople Credit Union Personal Signature Loans. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Empeople Credit Union Personal Signature Loans does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Empeople Credit Union Personal Signature Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
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| Credit Score | Starting at 700 |
Does Empeople Credit Union Personal Signature Loans report your account activity to credit bureaus?
Yes, Empeople Credit Union Personal Signature Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Empeople Credit Union perform a hard credit pull?
Yes, Empeople Credit Union Personal Signature Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Empeople Credit Union Personal Signature Loans legit?
Empeople Credit Union was founded in 1935, it is a well-established company that has been in business for 91 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
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Hours of Operation
SundayClosedMonday9:00AM - 4:30PMTuesday9:00AM - 4:30PMWednesday9:00AM - 4:30PMThursday9:00AM - 4:30PMFriday9:00AM - 4:30PMSaturdayClosed
Other Services by Empeople Credit Union
Personal Lines of Credit
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Other Personal Loans from Empeople Credit Union
Rating not yet determined
APR
Starting at 17.90%
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Amount Range
Up to $25,000
Loan Term (Months)
Up to 180
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APR
Starting at 3.00%
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Amount Range
N/A
Loan Term (Months)
N/A
SuperMoney Net Recommendation Score
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