Last Updated: 04/18/2025
Evergreen CU Debt Consolidation Loan
Unaffiliated
Last Updated: 04/18/2025
No Reviews Yet
This product has no reviews yet. Help others by sharing your thoughts.
Be the first to rateExplore a similar product
Try this top product in Personal Loans
Avant Loans
Strongly recommended703 reviews
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreGet Competing Personal Loan Offers
Compare personal loan offers from multiple vetted lenders.
Discover your lowest eligible rate in minutes.
See how much you qualify for and what your monthly payment will be.
Get Personalized Rates
It's quick, easy, and won't hurt your credit score.
Highlights
APR (Fixed APR)
Starting at 12.24%(Verified 07/20/2024)
Amount Range
Up to $25,000
Loan Term (Months)
Up to 72
Evergreen CU Debt Consolidation Loan Review
Evergreen CU Debt Consolidation Loan is offered by Evergreen Credit Union, a credit union founded in 1951 and based in Portland, ME. Evergreen CU Debt Consolidation Loan are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 12.24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Evergreen CU Debt Consolidation Loan are on the higher end of the spectrum.
- Cosigner and coborrower applications accepted. A cosigner or coborrower can help you qualify for better rates and terms when applying for Evergreen CU Debt Consolidation Loan.
- Super long loan terms. Evergreen CU Debt Consolidation Loan offers loan terms of up to 72 months. Most personal loans have a maximum term of 60 months.
Evergreen CU Debt Consolidation Loan Pros & Cons
| Pros | Cons |
|
|
Evergreen CU Debt Consolidation Loan FAQ
What interest rates and personal loan terms does Evergreen CU Debt Consolidation Loan offer?
Evergreen CU Debt Consolidation Loan has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Evergreen CU Debt Consolidation Loan offer?
Evergreen CU Debt Consolidation Loan offers a fixed APR personal loan product that starts at 12.24% APR.
What is the maximum loan term you can get with Evergreen CU Debt Consolidation Loan?
Evergreen CU Debt Consolidation Loan offers loans with terms of up to 72 months.
| Personal Loan Amount | up to $25000.00 |
| Loan Term | up to 72 months |
| APR | Starting at 12.24% |
What fees does Evergreen CU Debt Consolidation Loan charge?
Does Evergreen CU Debt Consolidation Loan charge an origination fee?
Evergreen CU Debt Consolidation Loan may charge a personal loan origination fee .
Does Evergreen CU Debt Consolidation Loan charge a late fee?
Evergreen CU Debt Consolidation Loan does not disclose whether it charges late payment fees.
Does Evergreen CU Debt Consolidation Loan charge prepayment fees?
No, Evergreen CU Debt Consolidation Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Evergreen CU Debt Consolidation Loan?
Evergreen CU Debt Consolidation Loan does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Evergreen CU Debt Consolidation Loan does not have or does not disclose a minimum annual income eligibility requirement. Note that borrowers can add a cosigner or a co-borrower to either meet eligibility requirements or qualify for lower interest rates.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Evergreen CU Debt Consolidation Loan.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Application Types Accepted |
|
| Credit Score | N/A |
Does Evergreen CU Debt Consolidation Loan report your account activity to credit bureaus?
Yes, Evergreen CU Debt Consolidation Loan reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Evergreen Credit Union perform a hard credit pull?
Yes, Evergreen CU Debt Consolidation Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Evergreen CU Debt Consolidation Loan legit?
Evergreen Credit Union was founded in 1951, it is a well-established company that has been in business for 75 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...
Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:30PM
Other Services by Evergreen Credit Union
Other Personal Loans from Evergreen Credit Union
Rating not yet determined
APR
Starting at 6.20%
Disclaimer popup with additional information
Amount Range
N/A
Loan Term (Months)
Up to 60
Rating not yet determined
APR
Starting at 8.99%
Disclaimer popup with additional information
Amount Range
Up to $7,500
Loan Term (Months)
Up to 12
Rating not yet determined
APR
Starting at 10.24%
Disclaimer popup with additional information
Amount Range
Up to $25,000
Loan Term (Months)
Up to 96
Rating not yet determined
APR
Starting at 11.24%
Disclaimer popup with additional information
Amount Range
Up to $25,000
Loan Term (Months)
Up to 72
Community Recommended Products
View AllSponsored
Strongly recommended703 Reviews
Learn MoreSponsored
Strongly recommended326 Reviews
Learn MoreSponsored
Strongly recommended314 Reviews
Learn MoreSuperMoney Net Recommendation Score
This product has no reviews yet. Help others by sharing your thoughts.
0
-1000+100
No one recommends
Everyone recommends
Evergreen CU Debt Consolidation Loan Community Reviews
Would you recommend Evergreen CU Debt Consolidation Loan to your friends?
There are currently no reviews.
You might also like
Best Personal Loans
SuperMoney
How To Get a Loan With a High Debt-To-Income Ratio
Taylor Milam-Samuel
Alternatives to Buy Now, Pay Later (BNPL)
Ante Mazalin
