Last Updated: 04/18/2025
Evergreen CU Home Improvement Loans
Unaffiliated
in Personal Loans from Evergreen Credit Union
Last Updated: 04/18/2025
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Highlights
APR (Fixed APR)
Starting at 10.24%(Verified 07/20/2024)
Amount Range
Up to $25,000
Loan Term (Months)
Up to 96
Evergreen CU Home Improvement Loans Review
Evergreen CU Home Improvement Loans is offered by Evergreen Credit Union, a credit union founded in 1951 and based in Portland, ME. Evergreen CU Home Improvement Loans are available in 50 states, 5 US territories, and Washington, DC.
Key Takeaways
- APRs starting at 10.24%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Evergreen CU Home Improvement Loans are on the higher end of the spectrum.
- Super long loan terms. Evergreen CU Home Improvement Loans offers loan terms of up to 96 months. Most personal loans have a maximum term of 60 months.
Evergreen CU Home Improvement Loans Pros & Cons
| Pros | Cons |
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Evergreen CU Home Improvement Loans FAQ
What interest rates and personal loan terms does Evergreen CU Home Improvement Loans offer?
Evergreen CU Home Improvement Loans has higher than average interest rates for lenders reviewed on SuperMoney.
What interest rates does Evergreen CU Home Improvement Loans offer?
Evergreen CU Home Improvement Loans offers a fixed APR personal loan product that starts at 10.24% APR.
What is the maximum loan term you can get with Evergreen CU Home Improvement Loans?
Evergreen CU Home Improvement Loans offers loans with terms of up to 96 months.
| Personal Loan Amount | up to $25000.00 |
| Loan Term | up to 96 months |
| APR | Starting at 10.24% |
What fees does Evergreen CU Home Improvement Loans charge?
Does Evergreen CU Home Improvement Loans charge an origination fee?
Evergreen CU Home Improvement Loans may charge a personal loan origination fee .
Does Evergreen CU Home Improvement Loans charge a late fee?
Evergreen CU Home Improvement Loans does not disclose whether it charges late payment fees.
Does Evergreen CU Home Improvement Loans charge prepayment fees?
No, Evergreen CU Home Improvement Loans does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.
| Origination Fee | No |
| Prepayment Fee | N/A |
| Late Payment Fee | No |
What do you need to qualify for Evergreen CU Home Improvement Loans?
Evergreen CU Home Improvement Loans does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher. Evergreen CU Home Improvement Loans does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Evergreen CU Home Improvement Loans.
To qualify, applicants may need to provide the following documentation:
- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Evergreen CU Home Improvement Loans report your account activity to credit bureaus?
Yes, Evergreen CU Home Improvement Loans reports to the following credit bureaus:
- Equifax
- Experian
- TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.
Does Evergreen Credit Union perform a hard credit pull?
Yes, Evergreen CU Home Improvement Loans performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.
Are Evergreen CU Home Improvement Loans legit?
Evergreen Credit Union was founded in 1951, it is a well-established company that has been in business for 75 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.
Hours of Operation
Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:30PM