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Last Updated: 04/18/2025

Evergreen CU CD Secured Loan

in Personal Loans from Evergreen Credit Union

Last Updated: 04/18/2025

Created by:

created by author logoSuperMoney

Fact Checked by:

fact checked by author logoAndrew Latham
Evergreen Credit Union logo
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APR (Fixed APR)

Starting at 6.20%(Verified 07/20/2024)

Amount Range

N/A

Loan Term (Months)

Up to 60
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Evergreen CU CD Secured Loan Review

Evergreen CU CD Secured Loan is offered by Evergreen Credit Union, a credit union founded in 1951 and based in Portland, ME. Evergreen CU CD Secured Loan are available in 50 states, 5 US territories, and Washington, DC.

Key Takeaways

  • APRs starting at 6.20%. Personal loan interest rates typically range between 9% and 36%. The starting rates for Evergreen CU CD Secured Loan are on the lower end of the spectrum.

Evergreen CU CD Secured Loan Pros & Cons

Evergreen CU CD Secured Loan FAQ

What interest rates and personal loan terms does Evergreen CU CD Secured Loan offer?

Evergreen CU CD Secured Loan has lower than average interest rates for lenders reviewed on SuperMoney.

What interest rates does Evergreen CU CD Secured Loan offer?

Evergreen CU CD Secured Loan offers a fixed APR personal loan product that starts at 6.20% APR.

What is the maximum loan term you can get with Evergreen CU CD Secured Loan?

Evergreen CU CD Secured Loan offers loans with terms of up to 60 months.

What fees does Evergreen CU CD Secured Loan charge?

Does Evergreen CU CD Secured Loan charge an origination fee?

Evergreen CU CD Secured Loan may charge a personal loan origination fee .

Does Evergreen CU CD Secured Loan charge a late fee?

Evergreen CU CD Secured Loan does not disclose whether it charges late payment fees.

Does Evergreen CU CD Secured Loan charge prepayment fees?

No, Evergreen CU CD Secured Loan does not charge prepayment fees. This means you will not have to pay additional fees if you decide to pay the personal loan off early.

What do you need to qualify for Evergreen CU CD Secured Loan?

Evergreen CU CD Secured Loan does not require or does not disclose a credit score minimum.
Evergreen CU CD Secured Loan does not have or does not disclose a minimum annual income eligibility requirement.
U.S. citizens and permanent resident / green card holders are eligible to apply for the services offered by Evergreen CU CD Secured Loan.
To qualify, applicants may need to provide the following documentation:
  • Driver's license or other government photo ID
  • Government issued photo ID
  • Proof of identity

Does Evergreen CU CD Secured Loan report your account activity to credit bureaus?

Yes, Evergreen CU CD Secured Loan reports to the following credit bureaus:
  • Equifax
  • Experian
  • TransUnion
Making regular on-time payments to a creditor that reports to one or more credit bureaus will demonstrate your financial responsibility and may help build your credit.

Does Evergreen Credit Union perform a hard credit pull?

Yes, Evergreen CU CD Secured Loan performs a hard credit pull when you apply for a loan. Additionally, it doesn't provide the option to check your rates using a soft credit pull, a feature that many lenders offer.
Click here to get prequalified rates from multiple leading lenders without a hard credit pull. However, if you accept a loan offer, a hard credit pull will likely be performed.

Are Evergreen CU CD Secured Loan legit?

Evergreen Credit Union was founded in 1951, it is a well-established company that has been in business for 75 years.
Unfortunately, we don't have sufficient community reviews to provide a reliable rating of their user experience and customer service.

SuperMoney Disclosure: SuperMoney.com is an independent, advertising-supported service. The owner of this website may be compensated in exchange for featured placement of certain sponsored products and services, or your clicking on links posted on this website. Read more...

Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.

Contact

Headquarters

225 Riverside St
Portland, ME 04103
(207) 221-5000
Visit Site
Email Support

Hours of Operation

Sunday
Closed
Monday
8:30AM - 4:00PM
Tuesday
8:30AM - 4:00PM
Wednesday
8:30AM - 4:00PM
Thursday
8:30AM - 5:00PM
Friday
8:30AM - 5:00PM
Saturday
8:30AM - 12:30PM

Other Services by Evergreen Credit Union