Last Updated: 04/18/2025
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Highlights
APR (Fee-Based Product)
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Gerald Cash Advance Review
Key Takeaways
- Fee-based product. Unlike most personal loans, which typically charge a simple daily interest rate, Gerald Cash Advance does not have a periodic interest rate. Instead, it charges a fixed-fee.
- Hard credit pull required. You can't check your rates or see if you prequalify for Gerald Cash Advance without a hard pull on your credit report. Most lenders give you the option of a soft pull on you credit report.
- No late fees. Gerald Cash Advance will not charge additional fees if you miss the due date on a payment.
Gerald Cash Advance Pros & Cons
| Pros | Cons |
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Gerald Cash Advance FAQ
What interest rates and personal loan terms does Gerald Cash Advance offer?
What interest rates does Gerald Cash Advance offer?
| Personal Loan Amount | up to $100.00 |
| Loan Term | N/A |
| APR | N/A |
What fees does Gerald Cash Advance charge?
Does Gerald Cash Advance charge an origination fee?
Does Gerald Cash Advance charge a late fee?
Does Gerald Cash Advance charge prepayment fees?
| Origination Fee | No |
| Prepayment Fee | No |
| Late Payment Fee | $0.00 |
What do you need to qualify for Gerald Cash Advance?
Gerald Cash Advance does not require or does not disclose a credit score minimum. The minimum age to be eligible is 18 or the state minimum, whichever is higher.- Driver's license or other government photo ID
- Government issued photo ID
- Proof of identity
| Minimum Age | 18 |
| Bank Account Required? | No |
| Credit Score | N/A |
Does Gerald perform a hard credit pull?
Are Gerald Cash Advance legit?
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Editorial Disclaimer: Editorial and user-generated content on this page is not provided or commissioned by the issuer. Opinions expressed here are the author's alone and have not been approved or otherwise endorsed by any financial institution, including those that are advertising partners.